Reflected Bonus Card

With the Reflected Bonus Card, you earn bonus on all your purchases and the more you spend, the more you shop for free.
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Now, you can use your credit card not only when you are shopping but also when you are putting on your make-up! With the Reflected Bonus Card that has all the features of the Bonus Card, the more you spend, the more free shopping you can enjoy. You can appy for a Reflected Bonus Card at any Garanti Bank branch.

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  • Features and Benefits
    • Anywhere in the world, you earn bonus on all your purchases you make with your Reflected Bonus Card. (1 Bonus = 1 TL)
    • You earn extra bonus on purchases you make from over 250.000 Bonus program partners.
    • You can use your accumulated bonus for shopping free at Bonus program partners.
    • You can combine the joy of Bonus with the comfort of layaway shopping.
    • With your Reflected Bonus Card, you can access your current accounts from all Paramatiks and conveniently perform the transactions that you carry our with your Paracard such as money withdrawals and deposits.
    • When you need cash, you can withdraw cash advance with fixed installments and suitable interest rates.
    • You can find out the bonus you have accumulated through Bonus program partners, Alo Bonus 444 0 334, Garanti Internet Banking, bonus.com.tr or your account statements.
    • You can easily and quickly make your payments via Internet Banking or 444 0 333 Alo Garanti.

    If you have changed or thinking about changing your existing Bonus Card with the Reflected Bonus Card, we suggest you to read our important reminders.

  • Rates and Fees

    * No annual membership fee is charged for the first year.
    ** The shopping interest is the interest rate that will be applied to your remaining period balance. The overdue interest is the maximum net monthly interest rate determined by TCMB that will be applied only to the unpaid portion of your minimum payment amount if you pay less than the minimum payment amount of your period balance.
    *** For one time only, you can replace your existing card with a Transparent or Reflected Bonus by paying TL 15.

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    What is the Over-The-Limit Interest?

    The over-the-limit interest is the interest rate that will be applied if you exceed the specified limit of your credit card.

    Find out more

    How can I pay my credit card debt automatically?

    You can place an order for the credit card payment to be collected from your account.

    Find out more

    How does the limit of my supplementary card determined? Can I lower its limit?

    The supplementary cards and main card have joint limits. The limit of the supplementary card is determined by the main card holder at the time of application.

    Find out more

    How Can I Define Garanti Internet Banking?

    If you have a valid Garanti Bank Credit Card or Paracard, it can be defined through http://www.garanti.com.tr/en, 444 0 333 Alo Garanti or Garanti ATM. If you do not have valid mentioned products, it can also be defined via our branches.

    Find out more

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