Help & Advice

Can I withdraw money from my time deposit account before the maturity of the term?

The balance in your time deposit account consists of two parts; the principal and the interest. If you withdraw the principal before the maturity of the term, you terminate the term deposit.
After the maturity of your account, you may withdraw the interest accumulated in the last period. This withdrawal transaction do not prevent your principal to earn interest in the ongoing period.
In the case that you do not withdraw some or all of the accrued interest at the maturity of the term, the aforesaid amount also accumulates interest.
If, at the maturity of the term, you withdraw an amount higher than the accrued interest, the remaining balance in your account starts accumulating interest the next day. If you do not withdraw an amount higher than the accrued interest, 1-day interest loss do not occur.
The remaining balance in your account must not fall below the account opening lower limit. In the case that the balance falls below this limit, you must withdraw all the money in your account.

  1. Can I open and close accounts via Internet Banking? Can I make account definitions or account changes for my Paracard?

    You can open time deposit accounts, linked to your branch or branches, via Internet Banking in TL and foreign currency types for which you have a current account.

  2. How can I view my accounts or credit cards on Internet Banking? What is the time period for which I can view my account activities online? How can I find out the result of my overdraft account application?

    To open your current or time deposit accounts and your credit cards for use in Internet Banking, you need contact the nearest Garanti Bank branch.

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