Help & Advice

Can I pay credit card debt via Cep Bank?

You can make payments towards your or someone else's credit card debt via a single SMS.

To do this:

  • To pay your credit card debt, type KART, leave a space, enter the ”last 4 digits” of your relevant credit card, leave another space, enter the amount in TL, leave another space and type your Cep Bank PIN and send it to 3333 via SMS.*
    Example: KART 4765 500 1234
  • To pay someone else's credit card debt, type KART, leave a space, enter the  16-digit” number of relevant credit card, leave another space, enter the amount in TL, leave another space and type your Cep Bank PIN and send it to 3333 via SMS.*
    Example: KART  5406601223456789 500 1234

* The SMS charge, payable by the sender, is 1 SMS for invoiced and prepaid lines.

  1. What do I do when I face an access problem?

    If you do not want to receive a disposable PIN by SMS, then Mobile Şifrematik application can be installed on your mobile phone via AppStore or Google Play or you may request a şifrematik device.

  2. How Can I Define Garanti Internet Banking?

    If you have a valid Garanti Bank Credit Card or Paracard, it can be defined through http://www.garanti.com.tr/en, 444 0 333 Alo Garanti or Garanti ATM. If you do not have valid mentioned products, it can also be defined via our branches.

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Telephone Banking:444 0 333 Alo Garanti