Environmentalist SME Support

Full support for the Environmentalist SMEs from environmentally friendly Garanti
.

The Environmentalist SME Support Package which provides financing for your investments to increase energy efficiency in your operations is at your service.

Within the Environmentalist SME Support Package:

You can take advantage of loans that involve exclusive interest rates and a grace period for your investments that you will make in order to increase the efficiency of your business operations, reduce the energy consumed in the production phase and to adapt to the legal regulations that will go into effect in the current and the following period regarding energy efficiency, heat insulation and waste management.

  • Loans

    Energy Efficiency in Industry Loan

    For investments that you will make regarding the renewal of machinery to achieve energy efficiency, you can obtain financing through this loan with a 3-month grace period, terms up to 60 months and an exclusive interest rate.

    Main expense items that can be included within the scope of the loan are listed below:

    • Machinery and equipment used in the production process
    • Cooling and heating systems that provide energy conservation
    • Insulation for production line and equipment
    • Class-A energy efficient devices
    • Products (with photocell, thermostatic, with timer) that provide water conservation
    • Solar panels for heating and hot water
    • Boiler repair, replacing old gas boilers with condensing boilers
    • Repair of compressed air systems, steam distribution systems, power distribution systems
    • Installation of vacuum coolers/new coolers

    Energy Efficiency In Buildings Loan

    For expenditures that you will make to achieve energy efficiency such as building insulation, heat insulation, window-roof insulation, purchase of class-A energy efficient products, renewal of heating-cooling and lighting systems, you can obtain financing through the Energy Efficiency In Buildings Loan with a 3-month grace period, terms up to 60 months and an exclusive interest rate.
    Main expense items that can be included within the scope of the loan are listed below:

    • Basic installation of windows, roofs, external walls, doors, floors
    • Class-A energy efficient devices
    • Lighting that provides energy efficiency
    • Switching to natural gas system and all kinds of investments intended to achieve energy efficiency
    • Renewal of heating, cooling, sanitary ventilation and air conditioning systems
    • Solar panels for heating and hot water
    • Insulation of valves, ventilation, air conditioning channels, sanitary hot water systems, storage units, fuel tanks and mechanical installation equipment.
    • Collector and connection equipment

    Waste Management Loan

    For all investments that you will make regarding waste management, you can you can obtain financing through the Waste Management Loan with a 3-month grace period, terms up to 60 months and an exclusive interest rate.
    Main expense items that can be included within the scope of the loan are listed below:

    • Neutralization of waste that originate from production
    • Removal of waste that originate from production
    • Recycling of waste that originate from production (achieving energy efficiency through implementations such as wastewater treatment facility, fuel conversion system, reducing gas emission)

    Green Auto Loan

    For financing hybrid (running both on electricity and petroleum derivative fuels) automobiles that provide fuel efficiency and accentuate environmental features, you can take advantage of Garanti's Green Auto Loan with terms up to 60 months and exclusive interest rates. Through a collaboration with the Ayhan Şahenk Foundation, a tree is planted in the Sevgi Forest on behalf of the establishments who take out a Green Auto Loan. 

  • Services

    Environmentally Friendly Bonus Card

    You can pay for your expenditures with the Environmentally Friendly Bonus Card which transfers a portion of the bonus you earn to WWF-Turkey (World Wildlife Fund) nature conservation projects and organizes monthly discount campaigns exclusive to the environmentally friendly products to increase the use of these products. If you have decided to do something for our planet, the Environmentally Friendly Bonus card would be happy to work along with you for nature.
    All you have to do is to apply for an Environmentally Friendly Bonus through Garanti Bank branches or 444 0 333 Alo Garanti, or replace your existing Bonus Card with the Environmentally Friendly Bonus.

    The Environmentally Friendly Bonus Card

    Enables you donate a portion of the bonus you earn to WWF-Turkey (World Wildlife Fund) nature conservation projects.
    Card delivery letters, envelopes and all printed communication materials are made of recycled paper.
    A minimum amount of PVC, which is relatively more resistant to environmental conditions compared to other types of plastic, is used in the making of the card. Therefore it dissolves in nature more quickly than other plastic cards.
    Sends out your account summary via e-mail thus saves on paper and makes additional donations to WWF-Turkey (World Wildlife Fund).
    To replace your existing card with the Environmentally Friendly Bonus at no extra charge, you can log on to Internet Banking or call 444 0 333 Alo Garanti.

     

  • Rates and Fees
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    Product 3 months 6 months 9 months 12 months 18 months 24 months 36 months 48 months 60 months 96 months 120 months 240 months
    Corporate Loan1,651,651,651,651,651,651,651,651,75---
    Consumer Finance Loan****1,391,391,391,391,391,391,391,39----
    Business Premises Loan***1,361,361,361,361,361,361,361,361,361,401,40-
    Auto Loan*1,441,441,441,441,441,441,441,441,44---
    Chambers of Tradesmen and Commerce1,601,601,601,601,601,601,601,601,60---
    Support Packages1,601,601,601,601,601,601,601,601,60---
    Traktör Kredisi**1,701,701,701,701,701,701,701,701,70---
    Women Entrepreneur1,451,451,451,451,451,451,43-----
    • 1

    Last Update : 10/12/2016 03:38

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    Product 3 months 6 months 9 months 12 months 18 months 24 months 36 months 48 months 60 months 96 months 120 months 240 months
    Corporate Loan1,151,151,151,151,151,151,151,151,151,151,15-
    Business Premises Loan***0,690,690,690,690,680,680,680,730,730,85--
    Auto Loan*1,151,151,151,151,151,151,151,151,15---
    Chambers of Tradesmen and Commerce0,900,900,900,900,900,90------
    Support Packages1,001,001,001,001,001,001,001,001,00---
    Women Entrepreneur1,001,001,001,001,001,001,001,001,00---
    • 1

    Last Update : 10/12/2016 03:38

    Open/Close Panel

    null

    Product 3 months 6 months 9 months 12 months 18 months 24 months 36 months 48 months 60 months 96 months 120 months 240 months
    Corporate Loan1,151,151,151,151,151,151,151,151,15---
    Business Premises Loan***0,740,740,740,740,750,750,760,800,800,87--
    Auto Loan*1,151,151,151,151,151,151,151,151,15---
    Chambers of Tradesmen and Commerce0,850,850,850,850,850,85------
    Support Packages1,001,001,001,001,001,001,001,001,00---
    Women Entrepreneur1,001,001,001,001,001,001,001,001,00---
    • 1

    Last Update : 10/12/2016 03:38

    * Our customers who purchase the casco of the vehicle to be bought from Eureko will qualify for a 0,05% discount on the TL Auto Loan interest rate.
    ** On tractor loans, the interest rate with quarterly or semiannual payments is 2,15 and the interest rate with annual payments is 2,20.
    *** On business premises loans, a commission rate of up to 1% is collected from the customer. 
    **** Available up to 50% of the appraisal value (maximum of USD 250.000).
    ***** Foreign currency indexed business premises loans are only available for loans that are for usage purposes and for properties that are offices and business premises. Foreign currency indexed business premises loans cannot be used by real persons in the purchase of business premises for investment purposes.

     

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