Overview

Buying a house is one of the most important investments that you will make all through your life. Evaluating the financing options that suit you, deciding to use mortgage, choosing the right mortgage product and the payment plan that will suit your objectives and needs are as important as finding the right house.
Through this decision process, you have to consider different suggestions and options to choose the house and the mortgage product that suit your needs and your budget.
Don't worry! Garanti, with its specially trained certified Mortgage Experts, is with you all through this process. You can get assistance from Garanti in all subjects, from the decision whether or not you need to use mortgage to the details of the mortgage packages that suit you.
Features and Benefits

- Specially trained certified Mortgage Experts
- The first and only mortgage call center in Turkey, 444 EVİM – 444 3846
- The garantimortgage.com website through which you can reach all kinds of information about mortgage.
- The widest range of products
- The easiest loan application and usage
- Suitable interest rates
- Terms up to 20 years
- Dependable and correct appraisal for your property
- Turkey's leading housing projects
- Turkey's leading real estate agencies
Additional Services

Projects which Garanti has special agreements with
Tired of paying rent? Want a home of your own? With Mortgage Expert Garanti, you can now have a home of your own. What's more, you can select the home of your dreams from over 200 projects which Garanti has special agreements with and benefit from special advantages.
To find out the projects which Garanti has special agreements with, click here.
Garanti Reidin Real Estate Index powered by Garanti
With the Reidin Real Estate Index, developed with the contributions of Mortgage Expert Garanti, you can find out real estate prices, compare rent values and be informed about the future of the sector and the rate of change in sales prices and rent values.
If you want to find out the sales price of your dream home, all you have to do is to determine the criteria in the “Assessment” section. Through the same section, you can also reach the rent value of the property that you want.
From the Reidin Real Estate Index, you can find out the change in sales and rent values of the properties in your area since June 2007. By selecting your city and country in the “Index” section, you can compare it with different counties.
In the reports section, you can view the regularly published monthly reports in detail which contain information regarding the most depreciated and appreciated cities.
For detailed comparison, click here.
We found the following questions in our Help & Advice which might be useful for you...
Will there be any changes in the loan application / evaluation process within the scope of the new law?
With the new law, banks must present a Pre-Agreement Information Form ("SÖBF") to the consumers.
Find out moreWhat will be the interest rates of the loans within the scope of the new law?
The law does not determine an interest rate nor does it contain a subvention mechanism that would lead to a drop in the interest rates in the short run.
Find out moreWhat are the conditions of the loans that are available to consumers within the scope of this law?
The law sets out standard conditions (loan to appraisal value ratio, terms, property features) for consumers regarding these loans.
Find out moreHow can I apply for mortgage and what are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
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