Flexible Term Deposit

You are free to invest your savings as you like
.

Put your foreign currency or TL savings to use in a Flexible Term Deposit Account, and withdraw money from your account anytime you want without terminating the term. What's more, with this account you can define your term yourself and build up your savings by earning interest at maturity.

If you don't have an account at Garanti yet, all you have to do to open an account is to visit the nearest Garanti branch.

 

  • Features and Benefits
    • In addition to 1-month, 3-month, 6-month and 12-month terms, you can open a flexible time deposit account with broken maturity dates from 32 days to 365 days.
    • You can open a Flexible Time Deposit Account in TL, USD and Euro.
    • The minimum limit to open an account is TL 500, USD 1000 and Euro 1000.
    • If after opening the account, money is withdrawn within 7 days following the value date, your account is closed and no interest payments are made for the amount withdrawn. 
    • If you withdraw money after the initial 7 days, the term is not terminated and your account is not closed even if the maturity date hasn't been reached yet.
    • For amounts withdrawn before maturity, no interest accrues.
    • For the balance waiting for maturity, the interest rate declared at the time of the account opening is applied.
    • As of 01.01.2006, the stoppage rate is 15% for all terms in Time Deposit Accounts.
  • Interest Rates
    Open/Close Panel

    Expand all panels

    Open/Close Panel

    Flexible Term Deposit TL(%)

    Term 1.000 - 25.000 25.000 - 100.000 100.000 - 500.000 500.000 +
    32- 45 days 5,005,005,005,00
    46- 60 days 5,005,005,005,00
    61- 75 days 5,005,005,005,00
    76- 89 days 5,005,005,005,00
    90- 91 days 5,005,005,005,00
    92- 93 days 5,005,005,005,00
    94- 95 days 5,005,005,005,00
    96- 105 days 5,005,005,005,00
    106- 145 days 5,005,005,005,00
    146- 178 days 5,005,005,005,00
    179- 180 days 5,005,005,005,00
    181- 184 days 5,005,005,005,00
    185- 217 days 5,005,005,005,00
    218- 249 days 5,005,005,005,00
    250- 280 days 5,005,005,005,00
    281- 315 days 5,005,005,005,00
    316- 364 days 5,005,005,005,00
    • 1

    Last Update : 29/09/2016 16:23

    Open/Close Panel

    Flexible Term Deposit USD(%)

    Term 1.000 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 +
    32- 45 days 1,101,101,101,10
    46- 60 days 1,101,101,101,10
    61- 75 days 1,101,101,101,10
    76- 89 days 1,101,101,101,10
    90- 91 days 1,101,101,101,10
    92- 93 days 1,201,201,201,20
    94- 95 days 1,201,201,201,20
    96- 105 days 1,201,201,201,20
    106- 145 days 1,201,201,201,20
    146- 178 days 1,201,201,201,20
    179- 180 days 1,201,201,201,20
    181- 184 days 1,201,201,201,20
    185- 217 days 1,201,201,201,20
    218- 249 days 1,201,201,201,20
    250- 280 days 1,201,201,201,20
    281- 315 days 1,201,201,201,20
    316- 364 days 1,201,201,201,20
    • 1

    Last Update : 29/09/2016 16:23

    Open/Close Panel

    Flexible Term Deposit EUR(%)

    Term 599 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 +
    32- 45 days 1,001,001,001,00
    46- 60 days 1,001,001,001,00
    61- 75 days 1,001,001,001,00
    76- 89 days 1,001,001,001,00
    90- 91 days 1,001,001,001,00
    92- 93 days 1,001,001,001,00
    94- 95 days 1,001,001,001,00
    96- 105 days 1,001,001,001,00
    106- 145 days 1,001,001,001,00
    146- 178 days 1,001,001,001,00
    179- 180 days 1,001,001,001,00
    181- 184 days 1,001,001,001,00
    185- 217 days 1,001,001,001,00
    218- 249 days 1,001,001,001,00
    250- 280 days 1,001,001,001,00
    281- 315 days 1,001,001,001,00
    316- 364 days 1,001,001,001,00
    • 1

    Last Update : 29/09/2016 16:23

You may also be interested in...

e-Savings Account

Obtain returns higher than the counter interest rates.

e-Savings Account

Current Gold Account

Put your savings to work and safely buy grams of gold.

Current Gold Account

T-Bills/Government Bonds

Put your savings to work with government guarantee.

T-Bills/Government Bonds