With Garanti's Taxi Support Package, you can take advantage of taxi support loans with terms up to 60 months for all your maintenance and cash needs. With the Garanti Taxi Support Package that offers suitable loan terms and convenient services, you can restore your taxi right away.
When purchasing a vehicle, you can finance 100% of the original invoice through the Auto Loan offered with terms up to 60 months.
Taxi Support Loan
You can take advantage of taxi support loans with terms up to 60 months for all your maintenance and cash needs.
Owners of Taxi or Dolmuş licence plates registered in İstanbul, İzmir, Ankara, Bursa, Eskişehir and İzmit Chamber of Drivers can take advantage of the loans.
To apply for a loan, all you have to do is to visit the nearest Garanti Branch with the documents below and submit your loan request to a SME Banking Customer Relations Manager.
- Identity Card
- Tax registration certificate
- Statement of signature
- Photocopies of balance sheet, income statement or operating ledger
- Automobile registration
Overdraft Account is a deposit account with overdraft feature that you can use to pay your bills and withdraw cash advance. The interest of the credit you use over the course of one month is calculated based on the duration it is used and debited from your account the following month. Additionally, when you deposit money into your account, your debt is automatically paid off. Your overdraft account is always available for your payments, even if you don't have money in your deposit account.
You can take advantage of the POS terminals offered in the Taxi Support Package to regularly and easily keep track of your cash flow and to increase your sales. With a POS terminal, you can increase your sales as a Bonus Merchant Partner. With a Virtual POS, you can collect payment of your online sales. Additionally, you can take advantage of commission and blockage rates suitable for your sector, and by putting up your POS receivables as collateral, you can use overdraft or take out a loan at more favorable interest rates.
Company Credit Card and Bonus Business
You can keep the purchases that you and your employees will make on behalf of your company with a Company Credit Card that you can assign separate and independent limits for each user. If you select Bonus Business as your company credit card, you can earn bonus on your company expenditures, and if you select Shop&Miles, you can earn miles.
Letters of Guarantee
By placing a request through your branch, you can pick up the TL or foreign currency letters of guarantee that your company needs from any Garanti Branch. No matter what the letter is for, purchase of goods, customs transactions, VAT, tender, Eximbank, security deposits, rental deposit, and whether it is temporary or permanent, you can pick up your letters of guarantee from any of our widespread network of branches and avoid any interruptions in your production.
Letter of Credit (Foreign Currency)
Through our extensive correspondent network, you can take advantage of suitable terms on your letters of credit and other foreign trade transactions regarding your import and export activities.
SME Pension Plan
With our exclusive pension plan for SMEs, the SME Pension Plan, you can enroll in the private pension system and secure your and your family's future.
If you make your contribution payments with Bonus Card, you can earn 1% bonus and transfer your accumulated bonus to your pension account if you wish.
If you select the Flexi Pension Package, you can earn 4% bonus on every contribution payment you make and transfer your accumulated bonus to your pension account if you wish.
If you make your contribution payments with your Shop&Miles card, you earn 1 extra mile for each TL 6.
- Factoring-leasing, with the cooperation of Garanti Factoring and Garanti Leasing.
- Checkbook in TL or foreign currency issued in your or your company' name.
- Standing payments and automatic bill payments.
- Check integration and Logo Business, compatible with your accounting system.
- Tax, SSK collections and online Bağ-Kur payments.
- Foreign exchange transfers, foreign exchange buy/sell transactions.
- Collateral support through collaboration with the Credit Guarantee Fund.
- Detailed information and assistance via Internet Banking, www.kobigaranti.com and 444 KOBİ – 444 5624.
- Rates and Fees
** On tractor loans, the interest rate with quarterly or semiannual payments is 2,15 and the interest rate with annual payments is 2,20.
*** On business premises loans, a commission rate of up to 1% is collected from the customer.
**** Available up to 50% of the appraisal value (maximum of USD 250.000).
***** Foreign currency indexed business premises loans are only available for loans that are for usage purposes and for properties that are offices and business premises. Foreign currency indexed business premises loans cannot be used by real persons in the purchase of business premises for investment purposes.