For SMEs who export, loan opportunities directed towards export receivables, foreign trade consulting services, overseas expo loans, certificate loans within the scope of EU harmonization laws, all in the Garanti Exporter Support Package.
If you want to pay off your loan when you collect your export receivables, keep track of the interest payments on a period basis, in addition to the floating rate revolving loan alternative, you can use a spot loan which enables you to lock in the maturity date and the interest rate beforehand. Additionally, the maturity date can be locked in and the interest rate can be indexed to Libor or Euribor.
Overseas Expo Participation Support Loan (TL/Foreign Currency)
For expos approved by the Undersecretariat of the Prime Ministry for Foreign Trade to receive national or individual participation support, the stand costs can be financed through this loan with terms up to 12 months and a 3-month grace period. The loans are available between USD 2.000-50.000.
Certificate Acquisition Support Loan (TL/Foreign Currency)
For your company that manufactures in accordance with the EU criteria, participates in public tenders and wants to increase quality standards, you can take out a Certificate Acquisition Loan with a terms up to 24 months and a 3-month grace period to finance the ISO Quality and CE Certificate acquisition procedures.
SME Support Loans (TL/Foreign Currency)
You can take advantage of machinery renewal, business premises renovation and technology development loans with terms up to 60 months.
- Rates and Fees
** On tractor loans, the interest rate with quarterly or semiannual payments is 2,15 and the interest rate with annual payments is 2,20.
*** On business premises loans, a commission rate of up to 1% is collected from the customer.
**** Available up to 50% of the appraisal value (maximum of USD 250.000).
***** Foreign currency indexed business premises loans are only available for loans that are for usage purposes and for properties that are offices and business premises. Foreign currency indexed business premises loans cannot be used by real persons in the purchase of business premises for investment purposes.