ELMA Account

Elma has countless benefits.

While you are carrying out your payment transactions, The Elma Account automatically buys and sells mutual funds to invest the excess money in your TL Current Account. When there is cash inflow to your account or when your salary is deposited, the Elma Account immediately buys Type B Elma Money Market Funds and invests your money. Thus you earn whenever you have money in your account without you having to do anything.

You can open an Elma Account via Internet Banking or 444 0 333 Alo Garanti.

Would you like to get your Internet/Mobile Banking password now?

If you don't have an account at Garanti yet, all you have to do to open an account is to visit the nearest Garanti branch.


  • Features and Benefits
    • All of your standing payments such as your rent, installments, electricity and telephone bill payments are automatically made with the money in your Elma Account on their payment due dates.
    • When your money is being invested in the Elma Account, you can also withdraw cash anytime you want.
    • You can use your money which is appreciating in Type B ELMA Money Market Funds for all your payments and cash needs 24 hours a day through Internet Banking, Paramatiks, 444 0 333 Alo Garanti or through Garanti branches.

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