Useful Tools
General PurposeLoan
We are by your side when you need support.
Want to go on a vacation? Furnish a new home, renovate your house? A new member joining the family? Your child starting school? Having problems with your car?
Whatever you need, you can fulfill it with Garanti's General Purpose Loan.
48-month term, no guarantor, easy to pay, trouble-free General Purpose Loan, at Garanti.
What do you need the loan for?
House
For everything that you need to furnish your house or for all your pre-marriage expenditures. Easy-to-get, easy-to-pay loan. For you to enjoy your home...
Education
From language courses to the university, a loan for all your educational needs. For you to work on your dreams.
Maternity Expenditures
A loan for you to cover maternity and babyware expenditures before your baby joins the family. For him/her to grow up in comfort...
Automobile
A specially created loan for the maintenance and the modification of your car, or for you to purchase a used card regardless of its age. For you to drive it with pleasure...
Renovation
Easy-to-pay renovation loan for you to renovate or paint your house. To make it easier for you...
Vacation
For you to only focus on enjoying your vacation after working so hard. For you to relax...
Other
Getting married? Found a piece of land that you like? Want to buy a computer for your child? What else do you need? You name your need, and we will provide you the loan.
- Features and Benefits
- Terms up to 48 months
- Suitable interest rates
- The payment plan that suits you the best, which you can determine yourself
- The loan applications are processed in one day, on average
- While no guarantor is required in applications, the branches hold the right to demand one if they find necessary
To see the documents required for the loan application, click here.
- Rates and Fees
Consumer Loans TL
Product 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months e-Loan* 1,64 1,64 1,59
1,59 1,44 - Auto Loan 1,44 1,44 1,44
1,44 1,44 1,44 General Purpose Loan 1,34 1,34 1,34
1,34 1,34 - Cost Table
Product Loan Amount Term Interest Rate Installment Amount Total Cost Monthly Cost Rate Annual Cost Rate e-Loan* 15.000 36 Months 1,44% 593,09
0 1,9021 22,8248 Auto Loan** 20.000 36 Months 1,44% 750,79
300 1,9391 23,2695 General Purpose Loan*** 80.000 36 Months 1,34% 2.911,97
1.055 1,7739 21,2862 Terms between 37-60 months are only available for permanent salaried employees.
*Total fees consist of Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 1% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.
**For our customers who purchase the Casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.
***Total fees consist of the allocation fee and Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 1% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances. - FAQs
We found the following questions in our Help & Advice which might be useful for you...
How can I apply for a General Purpose Loan? What are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
Find out more
Apply for loan online with advantageous interest rates.
Apply for loan at garanti.com.tr and take advantage of lower interest rate.
Your bills will be paid even if you don't have money in your account.
Your bills will be paid even if you don't have money in your account.