Calculate general purpose loans!
Up to 48 months!your money will be transferred immediately!
Calculate the installments for the general purpose loan you need and apply now.
- Features
- How can I apply for a loan without going to the br
You can apply for a loan by clicking "Loan Step General Purpose Loan" from Garanti Internet applications menu, you can learn your assessment result instantly. If your application is approved after the assessment, the amount of your loan will be transferred to your account without going to the branch. Apply now.
You can apply General Purpose Loan instantly by clicking “Loan Application” from Garanti Cep Bank Applications menu. If your application is approved after the assessment, the amount of your loan will be transferred to your account without going to the branch. Apply now.
You can also apply with General Purpose Loan Application Form at Garanti.com.tr, by calling 444 0 335 Full Help&Advice Line and from our Facebook page and Paramatik.
- How can I track general purpose loan application?
You can track the status of your applications from all channels under the title of Ongoing Loan Applications on Garanti Internet Applications menu - Credit step page and complete your application with the Application Complete option.
You can track the process of your loan from the Loan Application Tracking step by clicking on the Loan Application from Garanti Cep Applications menu. If you wish, you can query the status of your application by completing the Loan Application Form or calling 444 0 335 Full Help Line.
- How can I use my approved general purpose loan?
After you receive affirmative response for your application, you can complete the process for your loan with Use Loan option on Garanti Internet Applications menu - Loan step, Garanti Cep Applications menu – General Purpose Loan Applications step.
- How can I apply for a loan without going to the br
- Terms of Application
- What are the documents required for the loan?
You can easily apply with the National Identity Card including your identity number.
Additional documents that may be required depending on the type of your job are as follows:
If you are a Salaried Employee, Payroll Stub or Letter of Income: A current Payroll Stub, issued within the last 2 months or Letter of Income that contains your Social Security Institution registration no, business registration no, monthly net income information and information showing whether or not your salary is subject to a levy/deduction, obtained within the last 1 month, and signature circular.
If you are Retired Pension, Income Document: Pensioner Identity Card and Letter of Pension Entitlement / Bank Passbook that shows your pension income.
If you are the Owner of a Sole Proprietorship, Company Documents: Current Tax Registration Certificate and Annual Income Tax Return / Current Business Account Summary.
- The features of general purpose loan?
You can use loan with the terms min 3 months and max 48 months. “Total fees including Insurance and Tax” consist of the allocation fee, tax and insurance premium. Allocation fee is 0.5% of the loan and does not include the BSMV (banking and insurance transaction tax). Insurance Premium may vary according to loan amount, term and type of customer.
The rate expressed as annual cost ratio is the effective annual interest rate and insurance premium is not included in calculation. The total cost of the loan includes the sum of the loan installments and the allocation fee. - What are the rates for general purpose loan?
Rates change periodically. You can follow the current loan interest rates from the "Loan calculation" fields or loan tables.
- What are the documents required for the loan?