Auto Loan

An auto loan as fast as your car, at Garanti.


Owning the car of your dreams is very easy with the Garanti Auto Loan. With terms up to 60 months and no guarantor requirement, the fast-approval Garanti Auto Loan will take you to your new car in no time. Get your car now and make your payments over a long-term.

To get detailed information about the application, click here.

  • Features and Benefits
    • Terms up to 60 moths.
    • Suitable interest rates.
    • The payment plan that suits you the best, which you can determine yourself.
    • Your loan request is evaluated in the shortest time following your application.
    • Pledging the car satisfies the collateral requirement.
    • While no guarantor is required in new-car applications, the branches hold the right to demand one if they find necessary.
    • For used card, loans are provided for cars up to 5 years old and a guarantor is required.
  • Rates and Fees

    Consumer Loans TL


    Product 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months
    Auto Loan 1,55 1,55


    1,55 1,55 1,55

     Cost Table


    Product Loan Amount  Term Interest Rate Installment Amount  Total Cost  Monthly Cost Rate  Annual Cost Rate 
    Auto Loan* 20.000 36 Months 1,55%


    105,00 2,1024 25,2292

    * For our customers who purchase the Casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate. The insurance premium may vary according to the loan amount, age, gender, and collateral. The interest rates and fee amounts specified until the loan issuance date may vary according to the loan amount requested, term, and market conditions. Total expense consists of loan allocation fee. Annual cost rate is the rate expressed as effective annual interest rate that includes all the taxes, the insurance premium is not included in the calculation. Allocation fee includes 5% BITT. Our Bank reserves the right to change the interest rate, fee amounts and the term.

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    How can I apply for Auto Loan and what are the required documents?

    You can apply for a loan at the nearest Garanti branch with the documents.

    Find out more

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