Sending Money To a Mobile Phone/Card


Sending money with CepBank is easy and fast.

By using CepBank, with just a single SMS form your mobile phone, you can easily and quickly send money to anyone or any Paracard, Bonus Kontör card holder that you want. The money you send is transferred the account that the card is linked to.

Sending money via SMS

  • Enter the telephone number or the Paracard/Bonus Kontör number of the person that you want to send money to, leave a space,
  • Enter the amount in multiples of TL 20, leave another space, 
  • Enter your CepBank PIN and send it to 3333 via SMS from your mobile phone.

Sample SMS for sending money to a mobile phone:  5xx2223344 10 1234

Sample SMS for sending money to a card: 5555666677778888 10 1234

  • After sending the SMS, you will receive an informative SMS from 3333 that verifies the completion of the transaction and contains a Reference Number.
  • From Garanti, a free SMS is sent to the person to whom you have send the money, containing your name, last name, and the PIN that is needed to withdraw the money from any Garanti Paramatik. A different PIN is sent for each transaction.

Sample SMS: Togay Can has sent you money via CepBank. You can withdraw it from any Garanti Paramatik within 7 days without a card. PIN: xxxx

Withdrawing the money sent to you

  • Go the the nearest Garanti Paramatik and press the GİRİŞ button without using a card,
  • Select the CepBank Money Withdrawal option from the main menu.
  • You can withdraw the money by entering the telephone number of the person who has sent the money, your own telephone number, the amount sent (can be learned from the sender) and the PIN that appears on the SMS.

* The SMS charge, payable by the sender, is 1 SMS for invoiced and prepaid lines.



Related Information

  • Mobile top-up

    You can easily top-up TL for all GSM operators from anywhere anytime.

  • Bonuspay

    Safe Internet Shopping is on your mobile phone.

Perform your banking transactions via SMS.Perform your banking transactions via SMS.

Help and AdviceHelp and Advice

  • Can I change my Cep Bank PIN? What happens if I enter it incorrectly or I forget it?

    You can change your Cep Bank PIN through the Cep Bank menu in Internet Banking. Find out more

  • How and from which Garanti Paramatik ATMs can I withdraw the money sent via Cep Bank?

    The money sent via Cep Bank can be drawn from any Garanti Paramatik without using a card. Find out more

  • Is there a fee for Cep Bank? Will I be charged for the Cep Bank SMSs?

    The transaction fee for sending money via Cep Bank is TL 1. Find out more

  • Can I pay credit card debt via Cep Bank?

    You can make payments towards your or someone else's credit card debt via a single SMS. Find out more