Help & Advice

Does the system only allow individual enrollment, or is group enrollment also possible?

Yes, enrollment in the system as a group is also possible.  The group pension agreement can be established through participation of at least 10 individuals or with the participation of all workers in a business even if the total is less than 10 people. Even when the private pension agreement is initiated as a group, the accounts for each participant are tracked in separate private pension accounts. Enrollment in the agreement as a group is available in various ways:
Contribution payments are made by the employer, contribution payments are partially made by both the employer and the employee, contribution payments are made by the employer as a certain percentage of the total salaries of the whole group.

  1. How often can I change the distribution of the contribution amounts among the funds within the pension plan?

    In the Private Pension System, there are pension plans as products, and pension investment funds within each pension plan.

  2. Who is Garanti Asset Management?

    Operating since 1997, Garanti Asset Management is a 100% subsidiary of Garanti Bank A.Ş. The company provides investment fund management and corporate portfolio management services.

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