Help & Advice

Who is the beneficiary in the Private Pension System?

The beneficiary is the person designated in the contract to receive the benefits. If the participant dies, the savings invested in the funds, without prejudice to the provisions in the civil law, are paid to the beneficiary/beneficiaries specified in the agreement. If no beneficiary is specified in the agreement, the payment is made to the legal heirs of the participant.

  1. Can I change the pension company?

    Yes. If you are not happy with the pension plan you have chosen and the return generated through the pension investment funds, you may change your pension company whenever you wish after your 1 year is up with the pension company which you have entered into an agreement or 1 year after your last change of company.

  2. Who audits the pension companies, and how? How is the security provided?

    The pension companies, in accordance with clearly set procedures and principles, are overseen and audited.

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