Help & Advice

What are the main elements of the Private Pension Plan?

Pension Company: is the company established in accordance with the Private Pension Savings and Investment System Law and obtained a license to operate in the pension field.
Participant: is the person who appears on the pension agreement on his/her own behalf and account as one of the parties.
Private Pension Intermediary: is the person who acts as the intermediary for the pension companies in the issuing of the pension contracts or who issues them on behalf of the company.
Private Pension Agreement: is the agreement which the contribution payments made on behalf of the participant to the participant's account and all income in regards to these contributions are tracked on participant basis.
Pension Investment Fund: is the investment instrument, established by the pension company in accordance with the law and managed by portfolio management companies, which the contribution payments made to the system by the participants are invested in.
Portfolio Manager: is the portfolio management company who was approved and received portfolio management authorization certificate from the Capital Markets Board and with whom the pension companies entered into an agreement for the management of the pension funds.
Custodian: is the custodian institution, authorized by the CMB, where the assets within the fund portfolio are kept in custody.

  1. Can I change the pension company?

    Yes. If you are not happy with the pension plan you have chosen and the return generated through the pension investment funds, you may change your pension company whenever you wish after your 1 year is up with the pension company which you have entered into an agreement or 1 year after your last change of company.

  2. 1.000 TL başlangıç devlet katkısından herkes yararlanabilir mi?

    Otomatik BES'te ilk 2 aylık başlangıç döneminde sistemden ayrılmayan ve birikim yapmayan katılımcılar, hak ediş şartlarına bağlı olarak, bir defalık 1.000 TL başlangıç devlet katkısından yararlanabilir.

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