Help & Advice

What is difference between group and individual participation? Does group or individual participation provide additional advantages for me?

As transaction costs of group agreements are lower than of individual agreements, pension companies determine lower cost charges for group agreements. Additionally, even in the case of group enrollment in the system, the savings of all participants are tracked on separate accounts and therefore if they decide to leave the group they can individually remain in the system.

  1. Does the system only allow individual enrollment, or is group enrollment also possible?

    Yes, enrollment in the system as a group is also possible.

  2. Are my savings secure? What happens if the pension company encounters financial troubles?

    The pension investment fund assets purchased with the contribution payments that you have made are held in custody at Takasbank.

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