Help & Advice

When are the contribution payments made and when are they channeled into investments?

While the contribution payments can be automatically made through your credit card or bank account, they may also be made through EFT/Money Transfer or as cash payments at the bank.

The pension company channels your contribution payments into investments within two working days after they are transferred into the company accounts.

  1. Bireysel Emeklilik Sistemine Kimler Katılabilir?

    18 yaşını doldurmuş herkes katılabilir.

  2. What happens if the contribution payments are not made? Can I hold off payments?

    In the case that you do not make contribution payments for any of the due dates determined in the pension agreement within 1 year of the due date, you are considered to be holding off making contribution payments. In the calculation of the time required for qualifying for retirement, the period that the contribution payments are hold off is taken into account, provided the total minimum contribution amount at the transaction date that corresponds to the hold off period within your pension plan is paid in full. Emeklilik sözleşmesinde hüküm bulunması kaydıyla, in the case that you hold off making contribution payments, fund management and special service fee deductions are made, provided there are provisions in the pension agreement. In the cases that the savings amount does not cover the administrative and fund management fees, a notification regarding the situation is made to you, all notifications that the company is obliged to make are stopped, your account becomes inactive and no deductions are applied. In this case, to qualify for retirement, you need to pay the total minimum contribution amount that is specified in the pension plan and corresponds to the period between the date that you hold off making payments and the date that your account is reactivated.

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