Help & Advice

Will including the housing loans taken out before the law under the scope of the law provide any advantage for these loans?

The most important advantage the law provides for the existing loans is that interest payments will not be subject to BSMV (Banking and Insurance Transaction Tax).  Thus the interest burden of the loans that are taken under the scope of the new law will  reduce by 5%.

  1. Will it be possible to take out a loan with the conditions defined in the previous legislation, even after the Housing Finance Law comes into effect?

    As the loans provided towards the purchase of a property will be subject to the Housing Finance Law after the law comes into effect ...

  2. Which loan products are under the scope of Mortgage Law?

    As known, currently the loans defined as the housing loans are loans that are provided for the purchase of a property or the refinancing of these types of loans.

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