Overview

With Garanti's innovative product Loan via POS, a first in the world and in Turkey, you can take out a loan via Garanti POS without going to the branch, without a blockage on your POS turnover and without the need for additional collateral. What's more, without a guarantor or collateral.
Features and Benefits

By taking out a loan via POS, you can immediately meet your urgent financing needs.
- Loan via POS is offered without a guarantor or collateral.
- The minimum loan amount is TL 2.000, and the maximum is TL 9.000.
- The minimum term is 3 months, and the maximum is 12 months.
- The loan can be taken out via POS or the branch by the owner of the POS or by partners of the relevant company.
How can I take out a Loan via POS?
To take advantage of the Loan via POS, you must be a Garanti customer, must have been using GarantiPOS for at least 1 year and must have a turnover of at least TL 10.000 in the past 1 year.
If you comply with these conditions, you can apply for the Loan via POS by using your GarantiPOS terminal and immediately meet your urgent financing needs.
How can I apply via my POS terminal?
- Select the Loan via SMS option on the Transactions menu and press the enter button.
- Enter the loan amount and terms that you want through the Loan Application step that comes up under the Loan via POS menu and instantly submit your loan application.
- Find out the result of your application within 5 minutes through the Query/Usage step that comes up under the Loan via POS menu.
To get detailed information about all the products and services Garanti offers for SME customers, you can visit the nearest Garanti branch or call 444 KOBİ – 444 5624 – SME Support Line.
*If the “Loan via POS” option does not appears on the menu of your POS, even though you comply with all the conditions, you can receive assistance from our POS Support Line at 0212 444 0 339.














