e-Savings Account

e-Savings, e-advantageous , e-privileged  Account
.

The Time Deposit Account exclusive to Internet Banking. With the e-Savings Account you can obtain returns higher than the counter interest rates. You can easily open a time deposit account through Internet Banking and earn more with the advantageous interest rates exclusive to Internet Banking.

You can open an e-Savings Account through the e-Savings/ Open an Account step of the Investment Transactions menu in Internet Banking.

If you don't have an account at Garanti yet, all you have to do to open an account is to visit the nearest Garanti branch.

  • Features and Benefits
    • An additional interest rate of 3,75% for all TL accounts and 1,25% for all USD and Euro accounts opened via Internet Banking is in effect.
    • The minimum limit to open an account is TL 500, USD 1.000 and Euro 1.000.
    • The interest rate is gross rate.
    • The special interest rates exclusive to Internet Banking are available for all terms including broken maturity dates from 32 days to 365 days.
    • Your time deposit account opened via Internet Banking is extended with the interest rate exclusive to Internet Banking.
    • TL stoppage rates starting from 01.01.2013:

     

    Maturity Stoppage Rate
    Due 6 months (6 months included) %15
    6 months - 1 year (1 year included) %12
    More than 1 year %10
    • USD and Euro stoppage rates starting from 01.01.2013:
    Maturity Stoppage Rate
    Due 6 months (6 months included) %18
    6 months - 1 year (1 year included) %15
    More than 1 year %13

    * An additional interest rate is applied over Garanti Bank counter interest rates.

  • Rates and Fees
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    TL e-Time Deposit Account(%)

    Term 1.000 - 10.000 10.000 - 75.000 75.000 - 500.000 500.000 - 1.000.000 1.000.000 - 3.000.000 3.000.000 - 5.000.000 5.000.000 - 50.000.000 50.000.000 +
    1- 6 days -6,756,756,756,756,756,756,75
    7- 13 days -7,007,257,257,257,257,257,25
    14- 20 days -7,257,757,757,757,757,757,75
    21- 27 days -7,508,258,258,258,258,258,25
    28- 31 days 7,758,259,009,259,259,259,254,50
    1 month 7,758,259,009,259,259,259,254,50
    32- 45 days 8,008,5010,2510,2510,2510,2510,254,50
    46- 60 days 8,008,509,6010,0010,0010,0010,004,50
    61- 75 days 8,008,509,6010,0010,0010,0010,004,50
    76- 89 days 8,008,509,6010,0010,0010,0010,004,50
    90- 91 days 8,008,509,6010,0010,0010,0010,004,50
    3 months 8,008,609,6010,1010,1010,1010,104,50
    92- 93 days 8,008,609,6010,1010,1010,1010,104,50
    94- 95 days 8,008,609,6010,1010,1010,1010,104,50
    96- 105 days 8,008,609,6010,1010,1010,1010,104,50
    106- 145 days 8,008,609,6010,1010,1010,1010,104,50
    146- 178 days 8,008,609,6010,1010,1010,1010,104,50
    179- 180 days 8,008,609,6010,1010,1010,1010,104,50
    6 months 8,008,609,6010,1010,1010,1010,104,50
    181- 184 days 8,008,609,6010,1010,1010,1010,104,50
    185- 217 days 8,008,609,6010,1010,1010,1010,104,50
    218- 249 days 8,008,609,6010,1010,1010,1010,104,50
    250- 280 days 8,008,609,6010,1010,1010,1010,104,50
    281- 315 days 8,008,609,6010,1010,1010,1010,104,50
    316- 364 days 8,008,609,6010,1010,1010,1010,104,50
    12 months 8,008,609,6010,1010,1010,1010,104,50
    • 1

    Last Update : 24/09/2016 21:33

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    USD e-Time Deposit Account(%)

    Term 1.000 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 - 500.000 500.000 - 2.000.000 2.000.000 - 5.000.000 5.000.000 - 20.000.000 20.000.000 +
    1- 6 days -0,350,350,350,350,350,350,35
    7- 13 days -0,550,550,550,550,550,550,55
    14- 20 days -0,700,700,700,700,700,700,70
    21- 27 days -1,001,001,001,001,001,001,00
    28- 31 days 1,101,451,601,601,601,601,601,00
    1 month 1,101,451,601,601,601,601,601,00
    32- 45 days 1,201,551,751,701,701,701,701,00
    46- 60 days 1,201,551,751,701,701,701,701,00
    61- 75 days 1,301,551,851,701,701,701,701,00
    76- 89 days 1,301,551,851,701,701,701,701,00
    90- 91 days 1,301,551,851,701,701,701,701,00
    3 months 1,301,601,801,751,751,751,751,00
    92- 93 days 1,301,601,801,751,751,751,751,00
    94- 95 days 1,301,601,801,751,751,751,751,00
    96- 105 days 1,301,601,801,751,751,751,751,00
    106- 145 days 1,301,601,801,751,751,751,751,00
    146- 178 days 1,301,601,801,751,751,751,751,00
    179- 180 days 1,301,601,801,751,751,751,751,00
    6 months 1,351,701,851,751,751,751,751,00
    181- 184 days 1,351,701,851,751,751,751,751,00
    185- 217 days 1,351,701,851,751,751,751,751,00
    218- 249 days 1,351,701,851,751,751,751,751,00
    250- 280 days 1,351,701,851,751,751,751,751,00
    281- 315 days 1,351,751,901,801,801,801,801,00
    316- 364 days 1,351,751,901,801,801,801,801,00
    12 months 1,401,801,951,901,901,901,901,00
    • 1

    Last Update : 24/09/2016 21:33

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    EURO e-Time Deposit Account(%)

    Term 599 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 +
    1- 6 days -0,010,010,01
    7- 13 days -0,050,050,05
    14- 20 days -0,100,100,10
    21- 27 days -0,250,250,25
    28- 31 days 0,350,650,800,85
    1 month 0,350,650,800,85
    32- 45 days 0,400,700,850,90
    46- 60 days 0,400,700,850,90
    61- 75 days 0,400,700,850,90
    76- 89 days 0,400,700,850,90
    90- 91 days 0,400,700,850,90
    3 months 0,450,650,800,95
    92- 93 days 0,450,650,800,95
    94- 95 days 0,450,650,800,95
    96- 105 days 0,450,650,800,95
    106- 145 days 0,450,650,800,95
    146- 178 days 0,450,650,800,95
    179- 180 days 0,450,650,800,95
    6 months 0,450,650,800,95
    181- 184 days 0,450,650,800,95
    185- 217 days 0,450,650,800,95
    218- 249 days 0,450,650,800,95
    250- 280 days 0,450,650,800,95
    281- 315 days 0,450,650,800,95
    316- 364 days 0,450,650,800,95
    12 months 0,500,700,851,00
    • 1

    Last Update : 24/09/2016 21:33

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