Required Documents

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The required documents for General Purpose Loan or Flexi Loan:

For all General Purpose Loan or Flexi Loan applications made through our branches or 5-minute loan, the following documents are required:

  • Identity Card: Identity Card with your identity number.
  • Address Document: A Fixed-line Phone / Natural Gas / Electricity / Water bill that shows your current address and issued within the last 6 months, or Certificate of Residency, obtained within the last 1 month.
  • Income Document: The required income document based on your employment status is as below.
    • If you are a Salaried Employee;

      Payroll Stub or Letter of Income: A current Payroll Stub, issued within the last 2 months or Letter of Income that contains your Social Security Institution registration no, business registration no, monthly net income information and information showing whether or not your salary is subject to a levy/deduction, obtained within the last 1 month, and signature circular.

    • If you are Retired Pension;

      Income Document: Pensioner Identity Card and Letter of Pension Entitlement / Bank Passbook that shows your pension income.

    • If you are the Owner of a Sole Proprietorship;

      Company Documents: Current Tax Registration Certificate and Annual Income Tax Return / Current Business Account Summary.

    • If you are a Partner of a Corporation;

      Company Documents: Current Tax Registration Certificate and Annual Corporate Tax Return.

    • If you are recipient of Rent Income;

      Rent Income Documents: Title Deed of the property that is the subject of the rental agreement, Rental Agreement dated no older than 2 years and a document verifying the collection of rent, dated no older than 2 months.

    • If you are recipient of Interest;

      Income Passbook: Document providing evidence of Interest Income, obtained after the application date.

    • If you are a Farmer;

      Farming Document: Farming Document and a document providing evidence of agricultural income.

Post-Graduate Loan

If you are a salaried employee or self-employed:

  • All documents required for the General Purpose Loan,
  • Document indicating acceptance to the İstanbul Bilgi University post graduate program.

If you are unemployed:

  • Preferably, the loan application must be made by a first degree relative who is a salaried employee or self-employed, and the required documents above.
  • The student will be the guarantor for the loan.

Required documents for students:

  • Identity card
  • Document indicating acceptance to the İstanbul Bilgi University post graduate program.
  • A fixed-line phone number or certificate of residency.

If the applicant is a salaried employee or self-employed, while a guarantor is not required in loan applications, our branches reserve the right to demand one, if they find necessary. The guarantor must also submit the required documents above to the bank.

Auto Loan

  • All documents required for the General Purpose Loan
  • Proforma Invoice of the vehicle to be purchased.

Mortgage

  • All documents required for the General Purpose Loan
  • Photocopy of the freehold title deed of the property to be purchased or
  • Photocopies of the easement title deed and occupancy permit or
  • Photocopies of the easement title deed and building license.

Home Equity Loan

  • All documents required for the General Purpose Loan
  • Freehold title deed of the property to be put up as collateral.

The fastest loan provider in Turkey; Garanti.Required Documents

Help and AdviceHelp and Advice

  • How can apply for a General purpose loan and what are the required documents?

    You can apply for a loan at the nearest Garanti branch with the documents. Find out more