Overview

If you are worried about what you would do if you lose your job after taking out a loan, we have a solution for you that would lessen your worries to a great extent. Without postponing your needs, you can easily take out a loan with Turkey's most comprehensive unemployment insurance alternatives and discounted interest rates.
You can take out a loan starting from %0,59 interest and with terms up to 60 months, knowing that your debt will be paid off even if you lose your job. In the case that you lose your job, depending on your policy preference, your loan installments will be paid by your unemployment insurance for up to 12 months. For detailed information about the unemployment insurance, please click here.
Don't miss this opportunity and secure your loan installments!
* The loan with unemployment insurance is only available for our customers who have been employed in the private sector for more than 6 months and who have a salary of more than TL 750. The minimum term is 13 months.
Rates and Fees

|
Loan Amount (TL) |
Interest Rate (%) | Term | Loan Fee(TL) | Total Charges including Insurance and Taxes (TL) | Total Monthly Cost Rate(%) | Total Annual Cost Rate(%) |
| 5.000 | 1,22 | 36 | 261,9 | 376,40 | 1,94 | 23,29 |
|---|---|---|---|---|---|---|
| 10.000 | 1,53 | 60 | 380,95 |
567,91 | 2,08 | 24,91 |
Total charges including insurance and taxes consist of loan fees, taxes and standard life insurance deductions due at the time the loan is issued. The life insurance deduction may vary according to age, gender and collateral.
We found the following questions in our Help & Advice which might be useful for you...
How can I apply for a General Purpose Loan? What are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
Find out moreCan I get information about the General Purpose Loan?
You can meet your needs in no time by taking advantage of the convenient terms of the General Purpose Loan.
Find out moreHow can I apply for Auto Loan and what are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
Find out moreCan I get information about the Auto Loan?
The maximum term for a TL and foreign currency indexed Auto Loan is 48 months.
Find out moreApply for loan online with advantageous interest rates.
Apply for loan at garanti.com.tr and take advantage of lower interest rate.Your loan approval is on your mobile phone within 5 minutes.
Your loan approval is on your mobile phone within 5 minutes.














