Useful Tools
Overview
With the 5-Minute Loan via SMS, you can apply for a General Purpose Loan by sending an SMS from your mobile phone, and take advantage of Garanti's low interest loans to fulfill your loan needs. What's more, whether or not you are a Garanti customer, you can make your loan application via SMS!
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Application
- Enter your T.C. Identity Number, the TL loan amount and the term that you want, your verifiable net monthly income, with a space in between each, and send to 3390* via SMS.
Example: 13788431318 15000 12 2500
- Your loan application will be sent to your mobile phone via SMS within 5 minutes.
*You will be billed for the SMS you send at the rate charged by your operator.
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| Product | Cost | Term | Interest Rate | Total Fees | Monthly Cost Rate | Annual Cost Rate |
|---|---|---|---|---|---|---|
| e-kredi*** | 5.000,00 TL | 24 months | % 1,54 | 312,50 TL | % 2,42 | % 29,04 |
| Bireysel Destek Kredisi*** | 10.000,00 TL | 36 months | % 1,69 | 475,00 TL | % 2,33 | % 27,96 |
| Oto Kredisi*** | 20.000,00 TL | 36 months | % 1,44 | 650,00 TL | % 1,93 | % 23,16 |
| Bireysel Finansman Kredisi*** | 80.000,00 TL | 60 months | % 1,35 | 2.250,00 TL | % 1,66 | % 19,92 |
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Last Update : 09/02/2012 15:19
* Terms between 37-60 months are only available for salaried employees.
** For our customers who purchase the casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.
*** The total fees are comprised of the filing fee payable at the time of the issuing of the loan and the Standard Life Insurance fee. The fee for the Life Insurance is 0,75% of the loan amount and may vary according to age, gender and coverage. All taxes and insurance fees are included in the calculations of the total annual and monthly cost rates.
We found the following questions in our Help & Advice which might be useful for you...
How can I apply for a General Purpose Loan? What are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
Find out moreCan I get information about the General Purpose Loan?
You can meet your needs in no time by taking advantage of the convenient terms of the General Purpose Loan.
Find out moreHow can I apply for Auto Loan and what are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
Find out moreIn credit life insurances is it necessary for the coverage to be linked with the loan?
In these insurances, even though the insurable benefit of the bank as the insurance holder consists of the loan amount given and the total legal interest, issuing life insurances with higher coverage amounts have no drawbacks.
Find out more
Apply for loan online with advantageous interest rates.
Apply for loan at garanti.com.tr and take advantage of lower interest rate.
Your bills will be paid even if you don't have money in your account.
Your bills will be paid even if you don't have money in your account.
