Loan via SMS

Overview

Your loan is at your fingertips.

With the 5-Minute Loan via SMS, you can apply for a General Purpose Loan by sending an SMS from your mobile phone, and take advantage of Garanti's low interest loans to fulfill your loan needs. What's more, whether or not you are a Garanti customer, you can make your loan application via SMS!

Would you like to get your Internet/Mobile Banking password now? 

Required Documents 

Application

Application

Step by step Loan via SMS

  • Enter your T.C. Identity Number, the TL loan amount and the term that you want, your verifiable net monthly income, with a space in between each, and send to 3390* via SMS.

SMS ile Kredi

 

Example: 13788431318 15000 12 2500

  • Your loan application will be sent to your mobile phone via SMS within 5 minutes.

 *You will be billed for the SMS you send at the rate charged by your operator.

Required Documents 

Rates and Fees

Rates and Fees

Required Documents 

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Product 6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months 96 Months 120 Months 180 Months 240 Months
General Purpose Loan1,691,691,691,691,691,691,79----
Flexi Loan1,651,651,651,651,65------
Consumer Finance Loan1,091,091,091,091,091,091,091,191,19--
Auto Loan**1,441,441,441,441,441,441,44----
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Last Update : 19/05/2013 18:43

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Product Cost Term Interest Rate Total Fees Monthly Cost Rate Annual Cost Rate
e-kredi***5.000,00 TL24 months% 1,6937,50 TL% 2,09% 25,08
Bireysel Destek Kredisi***10.000,00 TL36 months% 1,69620,00 TL% 2,43% 29,16
Oto Kredisi***20.000,00 TL36 months% 1,44700,00 TL% 1,94% 23,28
Bireysel Finansman Kredisi***80.000,00 TL60 months% 1,092.700,00 TL% 1,38% 16,56
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Last Update : 19/05/2013 18:43

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* Terms between 37-60 months are only available for salaried employees.

FAQs

FAQs

We found the following questions in our Help & Advice which might be useful for you...

How can I apply for a General Purpose Loan? What are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents.

Find out more

Can I get information about the General Purpose Loan?

You can meet your needs in no time by taking advantage of the convenient terms of the General Purpose Loan.

Find out more

How can I apply for Auto Loan and what are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents.

Find out more

Can I get information about the Auto Loan?

The maximum term for a TL and foreign currency indexed Auto Loan is 48 months.

Find out more

You may also be interested in...

Flexi Loan

Variety of loan options for all kind of needs!

Flexi Loan

e-Loan

Apply for loan online with advantageous interest rates.

Apply for loan at garanti.com.tr and take advantage of lower interest rate.

Overdraft Account

Your bills will be paid even if you don't have money in your account.

Your bills will be paid even if you don't have money in your account.