5-Minute Loan

The fastest loan in Turkey! Do not postpone your needs.
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Whether or not you are a Garanti customer, your loan approval is on your mobile phone within 5 minutes with Garanti, the fastest loan providing bank in Turkey. And all there is left for you is to use your loan as you wish.

You can apply for the 5-Minute Loan through Internet/Mobile Banking, Paramatiks, Alo Garanti, our branches and via SMS from your mobile phone.

Would you like to get your Internet/Mobile Banking password now?

To see the documents required for the loan application, click here.

  • Application

    You can apply for the 5-Minute Loan through the channels below:

  • Rates and Fees
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    Consumer Loans TL

    Product 6 Ay 12 Ay 18 Ay 24 Ay 36 Ay 48 Ay
    e-Kredi1,891,891,891,891,89-
    Oto Kredisi1,441,441,441,441,441,44
    Bireysel Finansman Kredisi1,391,391,391,391,39-
    • 1

    Last Update : 30/09/2016 18:29

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    Cost Table

    Product Loan Amount Term Interest Rate Installment Amount Total Cost Annual Cost Rate
    e-Loan*10.000,00 TL36 Months% 1,50379,84 TL155,00 TL% 25,28
    Auto Loan**20.000,00 TL36 months% 1,44750,79 TL250,00 TL% 23,95
    General Purpose Loan****80.000,00 TL36 Ay% 1,392.939,85 TL1.310,00 TL% 22,40
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    Last Update : 30/09/2016 18:29

    Terms between 37-60 months are only available for permanent salaried employees.

    *Total fees consist of Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.

    **For our customers who purchase the Casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.

    ***Total fees consist of the allocation fee and Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    How can I apply for a General Purpose Loan? What are the required documents?

    You can apply for a loan at the nearest Garanti branch with the documents.

    Find out more

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