5 Minute Loan | Personal

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Overview
Application
Rates and Fees
FAQs

Overview

The fastest loan in Turkey! Do not postpone your needs.

Whether or not you are a Garanti customer, your loan approval is on your mobile phone within 5 minutes with Garanti, the fastest loan providing bank in Turkey. And all there is left for you is to use your loan as you wish.

You can apply for the 5-Minute Loan through Internet/Mobile Banking, Paramatiks, Alo Garanti, our branches and via SMS from your mobile phone.

Would you like to get your Internet/Mobile Banking or Alo Garanti PIN now?

To see the documents required for the loan application, click here.

Calculate My Installments

Application

You can apply for the 5-Minute Loan through the channels below:

Calculate My Installments

Rates and Fees

Apply

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Product	6 Months	12 Months	18 Months	24 Months	36 Months	48 Months	60 Months	96 Months	120 Months	180 Months	240 Months
General Purpose Loan	1,69	1,69	1,69	1,69	1,69	1,69	1,79	-	-	-	-
Flexi Loan	1,65	1,65	1,65	1,65	1,65	-	-	-	-	-	-
Consumer Finance Loan	1,35	1,35	1,35	1,35	1,35	1,35	1,35	1,45	1,45	-	-
Auto Loan**	1,44	1,44	1,44	1,44	1,44	1,44	1,44	-	-	-	-

Last Update : 04/02/2012 07:20

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Product	Cost	Term	Interest Rate	Total Fees	Monthly Cost Rate	Annual Cost Rate
e-kredi***	5.000,00 TL	24 months	% 1,54	312,50 TL	% 2,42	% 29,04
Bireysel Destek Kredisi***	10.000,00 TL	36 months	% 1,69	475,00 TL	% 2,33	% 27,96
Oto Kredisi***	20.000,00 TL	36 months	% 1,44	650,00 TL	% 1,93	% 23,16
Bireysel Finansman Kredisi***	80.000,00 TL	60 months	% 1,35	2.250,00 TL	% 1,66	% 19,92

Last Update : 04/02/2012 07:20

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* Terms between 37-60 months are only available for salaried employees.
** For our customers who purchase the casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.
*** The total fees are comprised of the filing fee payable at the time of the issuing of the loan and the Standard Life Insurance fee. The fee for the Life Insurance is 0,75% of the loan amount and may vary according to age, gender and coverage. All taxes and insurance fees are included in the calculations of the total annual and monthly cost rates.

FAQs

We found the following questions in our Help & Advice which might be useful for you...

How can I apply for a General Purpose Loan? What are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents.

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Can I get information about the General Purpose Loan?

You can meet your needs in no time by taking advantage of the convenient terms of the General Purpose Loan.

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How can I apply for Auto Loan and what are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents.

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In credit life insurances is it necessary for the coverage to be linked with the loan?

In these insurances, even though the insurable benefit of the bank as the insurance holder consists of the loan amount given and the total legal interest, issuing life insurances with higher coverage amounts have no drawbacks.

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