General Purpose Loan

Overview

We are by your side when you need support.

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Want to go on a vacation? Furnish a new home, renovate your house? A new member joining the family? Your child starting school? Having problems with your car?

Whatever you need, you can fulfill it with Garanti's General Purpose Loan.

36-month term, no guarantor, easy to pay, trouble-free General Purpose Loan, at Garanti.

What do you need the loan for?

House

For everything that you need to furnish your house or for all your pre-marriage expenditures. Easy-to-get, easy-to-pay loan. For you to enjoy your home...

Education

From language courses to the university, a loan for all your educational needs. For you to work on your dreams.

Maternity Expenditures

A loan for you to cover maternity and babyware expenditures before your baby joins the family. For him/her to grow up in comfort...

Automobile

A specially created loan for the maintenance and the modification of your car, or for you to purchase a used card regardless of its age. For you to drive it with pleasure...

Renovation

Easy-to-pay renovation loan for you to renovate or paint your house. To make it easier for you...

Vacation

For you to only focus on enjoying your vacation after working so hard. For you to relax...

Other

Getting married? Found a piece of land that you like? Want to buy a computer for your child? What else do you need? You name your need, and we will provide you the loan.

Apply Calculate My Installments 

Features and Benefits

Features and Benefits

Features and Benefits

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  • Terms up to 36 months
  • Suitable interest rates
  • The payment plan that suits you the best, which you can determine yourself
  • The loan applications are processed in one day, on average
  • While no guarantor is required in applications, the branches hold the right to demand one if they find necessary

To see the documents required for the loan application, click here.

Apply Calculate My Installments 

Rates and Fees

Rates and Fees

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Product 6 Ay 12 Ay 18 Ay 24 Ay 36 Ay 48 Ay
e-Kredi0,951,641,691,691,55-
Oto Kredisi1,441,441,441,441,441,44
Bireysel Finansman Kredisi1,341,341,341,341,34-
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Last Update : 31/10/2014 16:38

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Product Cost Term Interest Rate Total Fees Monthly Cost Rate Annual Cost Rate
e-Loan*10.000,00 TL36 Months% 1,32125,00 TL% 1,66% 19,92
Auto Loan**20.000,00 TL36 months% 1,44250,00 TL% 1,80% 21,60
General Purpose Loan****80.000,00 TL36 Ay% 1,341.075,00 TL% 1,62% 19,44
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Last Update : 31/10/2014 16:38

Terms between 37-60 months are only available for permanent salaried employees.

*Total fees consist of Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.

**For our customers who purchase the Casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.

***Total fees consist of the allocation fee and Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.

FAQs

FAQs

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We found the following questions in our Help & Advice which might be useful for you...

How can I apply for a General Purpose Loan? What are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents.

Find out more

Can I get information about the General Purpose Loan?

You can meet your needs in no time by taking advantage of the convenient terms of the General Purpose Loan.

Find out more

How can I apply for Auto Loan and what are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents.

Find out more

Can I get information about the Auto Loan?

The maximum term for a TL and foreign currency indexed Auto Loan is 48 months.

Find out more

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Flexi Loan

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Flexi Loan

e-Loan

Apply for loan online with advantageous interest rates.

Apply for loan at garanti.com.tr and take advantage of lower interest rate.

Overdraft Account

Your bills will be paid even if you don't have money in your account.

Your bills will be paid even if you don't have money in your account.