General Purpose Loan

We are by your side when you need support.
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Want to go on a vacation? Furnish a new home, renovate your house? A new member joining the family? Your child starting school? Having problems with your car?

Whatever you need, you can fulfill it with Garanti's General Purpose Loan.

36-month term, no guarantor, easy to pay, trouble-free General Purpose Loan, at Garanti.

What do you need the loan for?

House

For everything that you need to furnish your house or for all your pre-marriage expenditures. Easy-to-get, easy-to-pay loan. For you to enjoy your home...

Education

From language courses to the university, a loan for all your educational needs. For you to work on your dreams.

Maternity Expenditures

A loan for you to cover maternity and babyware expenditures before your baby joins the family. For him/her to grow up in comfort...

Automobile

A specially created loan for the maintenance and the modification of your car, or for you to purchase a used card regardless of its age. For you to drive it with pleasure...

Renovation

Easy-to-pay renovation loan for you to renovate or paint your house. To make it easier for you...

Vacation

For you to only focus on enjoying your vacation after working so hard. For you to relax...

Other

Getting married? Found a piece of land that you like? Want to buy a computer for your child? What else do you need? You name your need, and we will provide you the loan.

  • Features and Benefits
    • Terms up to 36 months
    • Suitable interest rates
    • The payment plan that suits you the best, which you can determine yourself
    • The loan applications are processed in one day, on average
    • While no guarantor is required in applications, the branches hold the right to demand one if they find necessary

    To see the documents required for the loan application, click here.

  • Rates and Fees
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    Product 6 Ay 12 Ay 18 Ay 24 Ay 36 Ay 48 Ay
    e-Kredi1,691,691,641,641,54-
    Oto Kredisi1,441,441,441,441,441,44
    Bireysel Finansman Kredisi1,341,341,341,341,34-
    • 1

    Last Update : 30/08/2015 02:03

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    Product Loan Amount Term Interest Rate Installment Amount Total Cost Monthly Cost Rate Annual Cost Rate
    e-Loan*10.000,00 TL36 Months% 1,43374,66 TL155,00 TL% 1,81% 21,74
    Auto Loan**20.000,00 TL36 months% 1,44750,79 TL250,00 TL% 1,81% 21,66
    General Purpose Loan****80.000,00 TL36 Ay% 1,342.911,97 TL1.055,00 TL% 1,62% 19,45
    • 1

    Last Update : 30/08/2015 02:03

    Terms between 37-60 months are only available for permanent salaried employees.

    *Total fees consist of Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.

    **For our customers who purchase the Casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.

    ***Total fees consist of the allocation fee and Standard Life Insurance deductions due at the time the loan is issued. Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    How can I apply for a General Purpose Loan? What are the required documents?

    You can apply for a loan at the nearest Garanti branch with the documents.

    Find out more

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Overdraft Account

Your bills will be paid even if you don't have money in your account.

Your bills will be paid even if you don't have money in your account.