Garanti Credit Card Unemployment Insurance

Even if you encounter unexpected events, don't fall behind on your credit card payments!
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Even if you encounter unexpected events, don't fall behind on your credit card payments!

Don't worry about how you will pay your credit card debt in case you lose your job. Get a

Garanti Credit Card Unemployment Insurance and continue to enjoy shopping.

If you have Social Security and lose your life or become disabled due to an accident, if you are a salaried employee and funtarily lose your job, or if you are self-employed and hospitalized due to an accident or illness, your total expenditure on your latest statement is covered by Garanti Pension. Hospital expenses due to an accident are covered within the limits stated in the policy and the amount due on the invoice.

Furthermore, as your working condition changes, our coverages also change to suit your condition.

You can immediately apply for Garanti Credit Card Unemployment Insurance by Apply for Products menu Insurance step on Internet Banking.

Would you like to get your Internet/Mobile Banking password now?

*Garanti Credit Card Unemployment Insurance is offered by Garanti Emeklilik ve Hayat A.Ş.

  • Coverages and Additional Information

    With Garanti Credit Card Unemployment Insurance, your expenditure amount in your latest statement and your future installments will not cause any problems for you. With the coverage amount determined according to your monthly statement debt, you are covered for the amount you spend with your credit card. If you have a credit card debt, you will be covered. Otherwise you don't pay any premiums.
    If you decide to cancel your Garanti Credit Card Unemployment Insurance within 30 days from the start of your policy, your payments are refunded to your account and you don't incur any financial losses.

     

    Credit Card Payment Protection
    Insurance Coverage In case of loss of life due to any cause, hospital expenses due to accident, full and permanent disability due to illness, complete and permanent disability due to sickness temporary disability; involuntary unemployment for salaried employees, daily hospitalization due to accident or illness for self employed individuals, The Maximum Monthly Coverage Amount is TL 10.000.
    Coverage Amount Total debt (expenditures in the relevant billing cycle + the total amount of future installments + expenditures made using your express limit) on your latest statement before the realization of the risk.
    Insurance Premiums The insurance premium is 1% of the coverage amount. The maximum monthly premium amount is TL 50.
    Insurance Period The policy is automatically renewed as long as the credit card relationship between the insured and the policy holder remains in effect.

    Involuntary Unemployment Coverage

    In case you involuntarily lose your job without being at fault, your credit card debt is covered.
    If you are a salaried employee and want to take advantage of the Involuntary Unemployment coverage, you must have been working at the same private sector company for at least 180 days at the date of unemployment.
    To benefit from the coverage, you must have been employed for at least 120 days from the start of the policy and must be hospitalized for at least 30 consecutive days.

    Daily Hospitalization Coverage

    With the Daily Hospitalization Coverage, if you are self-employed and hospitalized due to an illness or accident for at least (7) full days at a hospital approved by the T.C Ministry of Health, you are covered against the loss of income that may occur during your hospitalization.
    To benefit from the coverage, you must have been employed for at least 120 days from the start of the policy and must be hospitalized for at least 7 consecutive days.


    *Garanti Credit Card Unemployment Insurance is offered by Garanti Pension and Life A.Ş.

  • Fees
    Product Coverage Amount Monthly Payment Amount
    Credit Card Payment Protection InsuranceMin 20,00 TL, max 5.000,00 TL%1,00 of card debt (max 50,00 TL)

    Last Update : 07/12/2016 22:52

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