TL Time Deposit Account

Everybody will earn when the maturity comes
.

To avoid getting affected by potential interest rate fluctuations in the long-run, you can open a TL Time Deposit Account and select the term that suits you the best. With the TL Time Deposit Account, you obtain a risk-free return from your investment. Unless you specify otherwise, your account is automatically renewed for the same term with the prevailing counter interest rate. If you wish, you can transfer the accrued interest to your current account and use the earnings you have accumulated as you like. You can keep track of your TL Time Deposit Account through Garanti Internet Banking and 444 0 333 Alo Garanti.

What's more, you earn more on your deposit with the advantageous interest rates exclusive to Internet Banking.

You can open a TL Time Deposit Account via Internet Banking or 444 0 333 Alo Garanti.

Would you like to get your Internet/Mobile Banking password now?

If you don't have an account at Garanti yet, all you have to do to open an account is to visit the nearest Garanti branch.

 

  • Features and Benefits
    • Does not get affected by the interest rate fluctuations in the market, provides constant returns.
    • In addition to 1-month, 3-month, 6-month and 12-month terms, you can open a time deposit account with broken maturity dates from 32 days to 365 days.
    • Interest rates are gross rates.
    • The lower limit to open an account is TL 1.000.
    • Accounts terminated before maturity do not accrue interest. 

    Stoppage Rates: 

     

    Term Stoppage Rate
    Up to 6 months (6 months included) %15
    6 months - 1 year (1 year included) %12
    Over 1 year %10
  • Interest Rates
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    TL e-Time Deposit Account(%)

    Term 1.000 - 10.000 10.000 - 75.000 75.000 - 500.000 500.000 - 1.000.000 1.000.000 - 3.000.000 3.000.000 - 5.000.000 5.000.000 - 50.000.000 50.000.000 +
    1- 6 days -6,756,756,756,756,756,756,75
    7- 13 days -7,007,257,257,257,257,257,25
    14- 20 days -7,257,757,757,757,757,757,75
    21- 27 days -7,508,258,258,258,258,258,25
    28- 31 days 7,758,259,009,259,259,259,254,50
    1 month 7,758,259,009,259,259,259,254,50
    32- 45 days 8,008,5010,2510,2510,2510,2510,254,50
    46- 60 days 8,008,509,6010,0010,0010,0010,004,50
    61- 75 days 8,008,509,6010,0010,0010,0010,004,50
    76- 89 days 8,008,509,6010,0010,0010,0010,004,50
    90- 91 days 8,008,509,6010,0010,0010,0010,004,50
    3 months 8,008,609,6010,1010,1010,1010,104,50
    92- 93 days 8,008,609,6010,1010,1010,1010,104,50
    94- 95 days 8,008,609,6010,1010,1010,1010,104,50
    96- 105 days 8,008,609,6010,1010,1010,1010,104,50
    106- 145 days 8,008,609,6010,1010,1010,1010,104,50
    146- 178 days 8,008,609,6010,1010,1010,1010,104,50
    179- 180 days 8,008,609,6010,1010,1010,1010,104,50
    6 months 8,008,609,6010,1010,1010,1010,104,50
    181- 184 days 8,008,609,6010,1010,1010,1010,104,50
    185- 217 days 8,008,609,6010,1010,1010,1010,104,50
    218- 249 days 8,008,609,6010,1010,1010,1010,104,50
    250- 280 days 8,008,609,6010,1010,1010,1010,104,50
    281- 315 days 8,008,609,6010,1010,1010,1010,104,50
    316- 364 days 8,008,609,6010,1010,1010,1010,104,50
    12 months 8,008,609,6010,1010,1010,1010,104,50
    • 1

    Last Update : 28/09/2016 16:47

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    TL Time Deposit Account(%)

    Term 1.000 - 10.000 10.000 - 75.000 75.000 - 500.000 500.000 - 1.000.000 1.000.000 - 3.000.000 3.000.000 - 5.000.000 5.000.000 - 50.000.000 50.000.000 +
    1- 6 days -6,756,756,756,756,756,756,75
    7- 13 days -7,007,257,257,257,257,257,25
    14- 20 days -7,257,757,757,757,757,757,75
    21- 27 days -7,508,258,258,258,258,258,25
    28- 31 days 4,504,504,504,504,504,504,504,50
    1 month 4,504,504,504,504,504,504,504,50
    32- 45 days 4,504,504,504,504,504,504,504,50
    46- 60 days 4,504,504,504,504,504,504,504,50
    61- 75 days 4,504,504,504,504,504,504,504,50
    76- 89 days 4,504,504,504,504,504,504,504,50
    90- 91 days 4,504,504,504,504,504,504,504,50
    3 months 4,504,504,504,504,504,504,504,50
    92- 93 days 4,504,504,504,504,504,504,504,50
    94- 95 days 4,504,504,504,504,504,504,504,50
    96- 105 days 4,504,504,504,504,504,504,504,50
    106- 145 days 4,504,504,504,504,504,504,504,50
    146- 178 days 4,504,504,504,504,504,504,504,50
    179- 180 days 4,504,504,504,504,504,504,504,50
    6 months 4,504,504,504,504,504,504,504,50
    181- 184 days 4,504,504,504,504,504,504,504,50
    185- 217 days 4,504,504,504,504,504,504,504,50
    218- 249 days 4,504,504,504,504,504,504,504,50
    250- 280 days 4,504,504,504,504,504,504,504,50
    281- 315 days 4,504,504,504,504,504,504,504,50
    316- 364 days 4,504,504,504,504,504,504,504,50
    12 months 4,504,504,504,504,504,504,504,50
    • 1

    Last Update : 28/09/2016 16:47

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    TL Time Deposit Account(%)-Paramatik

    Term 1.000 - 10.000 10.000 - 75.000 75.000 - 500.000 500.000 - 1.000.000 1.000.000 - 3.000.000 3.000.000 - 5.000.000 5.000.000 - 50.000.000 50.000.000 +
    1- 6 days -6,756,756,756,756,756,756,75
    7- 13 days -7,007,257,257,257,257,257,25
    14- 20 days -7,257,757,757,757,757,757,75
    21- 27 days -7,508,258,258,258,258,258,25
    28- 31 days 4,504,504,504,504,504,504,504,50
    1 month 7,758,009,009,259,259,259,254,50
    32- 45 days 4,504,504,504,504,504,504,504,50
    46- 60 days 4,504,504,504,504,504,504,504,50
    61- 75 days 4,504,504,504,504,504,504,504,50
    76- 89 days 4,504,504,504,504,504,504,504,50
    90- 91 days 4,504,504,504,504,504,504,504,50
    3 months 8,008,259,5010,0010,0010,0010,004,50
    92- 93 days 4,504,504,504,504,504,504,504,50
    94- 95 days 4,504,504,504,504,504,504,504,50
    96- 105 days 4,504,504,504,504,504,504,504,50
    106- 145 days 4,504,504,504,504,504,504,504,50
    146- 178 days 4,504,504,504,504,504,504,504,50
    179- 180 days 4,504,504,504,504,504,504,504,50
    6 months 8,008,259,5010,0010,0010,0010,004,50
    181- 184 days 4,504,504,504,504,504,504,504,50
    185- 217 days 4,504,504,504,504,504,504,504,50
    218- 249 days 4,504,504,504,504,504,504,504,50
    250- 280 days 4,504,504,504,504,504,504,504,50
    281- 315 days 4,504,504,504,504,504,504,504,50
    316- 364 days 4,504,504,504,504,504,504,504,50
    12 months 8,008,259,5010,0010,0010,0010,004,50
    • 1

    Last Update : 28/09/2016 16:47

  • FAQs

    We found the following questions in our Help & Advice which might be useful for you...

    What are the features and advantages of the Current Gold Account?

    Current Gold Account is a deposit account that enables you to safely invest in grams of gold.

    Find out more

    Can I withdraw money from my time deposit account before the maturity of the term?

    The balance in your time deposit account consists of two parts; the principal and the interest. If you withdraw the principal before the maturity of the term, you terminate the term deposit.

    Find out more

    How can I open a time deposit account?

    If you do not have an account at Garanti Bank yet, you can open an account by visiting the nearest Garanti branch along with your identity card and the documents: Certificate of Residency or An invoice that requires subscription issued within the last 3 months or A document issued by any governmental institution.

    Find out more

    Can I open and close accounts via Internet Banking? Can I open an ELMA account? Can I make account definitions or account changes for my Paracard?

    You can open time deposit accounts, linked to your branch or branches, via Internet Banking in TL and foreign currency types for which you have a current account.

    Find out more

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