FX Time Deposit Account

For those who want to earn both from foreign currency and interest.
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With the FX (Foreign Currency) Time Deposit Account, obtain risk-free returns without getting affected by  potential interest rate fluctuations in the long-term. For this, all you have to do is to select the term that best suits you for investing your foreign currency. Unless you specify otherwise, your account is automatically renewed for the same term with the prevailing counter interest rate. You can keep track of your FX Time Deposit through Garanti Internet Banking and 444 0 333 Alo Garanti.

What's more, you earn more on your USD and Euro deposit with the advantageous interest rates exclusive to Internet Banking.

You can open a FX Time Deposit Account via Internet Banking or 444 0 333 Alo Garanti.

Would you like to get your Internet/Mobile Banking password now?

If you don't have an account at Garanti yet, all you have to do to open an account is to visit the nearest Garanti branch.

 

  • Features and Benefits
    • Does not get affected by the interest rate fluctuations in the market, provides constant returns.
    • In addition to 1-month, 3-month, 6-month and 12-month terms, you can open a FX (Foreign Currency) Time Deposit Account with broken maturity dates from 32 days to 365 days.
    • You can open a FX (Foreign Currency) Time Deposit Account in USD, Euro, JPY, CHF and GBP.
    • Interest rates are gross rates.

    Stoppage Rates: 

     

    Term Stoppage Rate
    Up to 6 months (6 months included) %18
    6 months - 1 year (1 year included) %15
    Over 1 year %13
  • Interest Rates
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    USD e-Time Deposit Account(%)

    Term 1.000 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 - 500.000 500.000 - 2.000.000 2.000.000 - 5.000.000 5.000.000 - 20.000.000 20.000.000 +
    1- 6 days -0,350,350,350,350,350,350,35
    7- 13 days -0,550,550,550,550,550,550,55
    14- 20 days -0,700,700,700,700,700,700,70
    21- 27 days -1,001,001,001,001,001,001,00
    28- 31 days 1,101,451,601,601,601,601,601,00
    1 month 1,101,451,601,601,601,601,601,00
    32- 45 days 1,201,752,002,002,002,002,001,00
    46- 60 days 1,201,551,751,701,701,701,701,00
    61- 75 days 1,301,551,851,701,701,701,701,00
    76- 89 days 1,301,551,851,701,701,701,701,00
    90- 91 days 1,301,551,851,701,701,701,701,00
    3 months 1,301,601,801,751,751,751,751,00
    92- 93 days 1,301,601,801,751,751,751,751,00
    94- 95 days 1,301,601,801,751,751,751,751,00
    96- 105 days 1,301,601,801,751,751,751,751,00
    106- 145 days 1,301,601,801,751,751,751,751,00
    146- 178 days 1,301,601,801,751,751,751,751,00
    179- 180 days 1,301,601,801,751,751,751,751,00
    6 months 1,351,701,851,751,751,751,751,00
    181- 184 days 1,351,701,851,751,751,751,751,00
    185- 217 days 1,351,701,851,751,751,751,751,00
    218- 249 days 1,351,701,851,751,751,751,751,00
    250- 280 days 1,351,701,851,751,751,751,751,00
    281- 315 days 1,351,751,901,801,801,801,801,00
    316- 364 days 1,351,751,901,801,801,801,801,00
    12 months 1,401,801,951,901,901,901,901,00
    • 1

    Last Update : 10/12/2016 07:16

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    EURO e-Time Deposit Account(%)

    Term 599 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 +
    1- 6 days -0,010,010,01
    7- 13 days -0,050,050,05
    14- 20 days -0,100,100,10
    21- 27 days -0,250,250,25
    28- 31 days 0,350,650,800,85
    1 month 0,350,650,800,85
    32- 45 days 0,400,701,001,10
    46- 60 days 0,400,700,850,90
    61- 75 days 0,400,700,850,90
    76- 89 days 0,400,700,850,90
    90- 91 days 0,400,700,850,90
    3 months 0,450,650,800,95
    92- 93 days 0,450,650,800,95
    94- 95 days 0,450,650,800,95
    96- 105 days 0,450,650,800,95
    106- 145 days 0,450,650,800,95
    146- 178 days 0,450,650,800,95
    179- 180 days 0,450,650,800,95
    6 months 0,450,650,800,95
    181- 184 days 0,450,650,800,95
    185- 217 days 0,450,650,800,95
    218- 249 days 0,450,650,800,95
    250- 280 days 0,450,650,800,95
    281- 315 days 0,450,650,800,95
    316- 364 days 0,450,650,800,95
    12 months 0,500,700,851,00
    • 1

    Last Update : 10/12/2016 07:16

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    USD Time Deposit Account(%)

    Term 1.000 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 - 500.000 500.000 - 2.000.000 2.000.000 - 5.000.000 5.000.000 - 20.000.000 20.000.000 +
    1- 6 days -0,350,350,350,350,350,350,35
    7- 13 days -0,550,550,550,550,550,550,55
    14- 20 days -0,700,700,700,700,700,700,70
    21- 27 days -1,001,001,001,001,001,001,00
    28- 31 days 1,001,001,001,001,001,001,001,00
    1 month 1,001,001,001,001,001,001,001,00
    32- 45 days 1,001,001,001,001,001,001,001,00
    46- 60 days 1,001,001,001,001,001,001,001,00
    61- 75 days 1,001,001,001,001,001,001,001,00
    76- 89 days 1,001,001,001,001,001,001,001,00
    90- 91 days 1,001,001,001,001,001,001,001,00
    3 months 1,001,001,001,001,001,001,001,00
    92- 93 days 1,001,001,001,001,001,001,001,00
    94- 95 days 1,001,001,001,001,001,001,001,00
    96- 105 days 1,001,001,001,001,001,001,001,00
    106- 145 days 1,001,001,001,001,001,001,001,00
    146- 178 days 1,001,001,001,001,001,001,001,00
    179- 180 days 1,001,001,001,001,001,001,001,00
    6 months 1,001,001,001,001,001,001,001,00
    181- 184 days 1,001,001,001,001,001,001,001,00
    185- 217 days 1,001,001,001,001,001,001,001,00
    218- 249 days 1,001,001,001,001,001,001,001,00
    250- 280 days 1,001,001,001,001,001,001,001,00
    281- 315 days 1,001,001,001,001,001,001,001,00
    316- 364 days 1,001,001,001,001,001,001,001,00
    12 months 1,001,001,001,001,001,001,001,00
    • 1

    Last Update : 10/12/2016 07:16

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    EURO Time Deposit Account(%)

    Term 599 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 +
    1- 6 days -0,010,010,01
    7- 13 days -0,050,050,05
    14- 20 days -0,100,100,10
    21- 27 days -0,250,250,25
    28- 31 days 0,250,250,250,25
    1 month 0,250,250,250,25
    32- 45 days 0,250,250,250,25
    46- 60 days 0,250,250,250,25
    61- 75 days 0,250,250,250,25
    76- 89 days 0,250,250,250,25
    90- 91 days 0,250,250,250,25
    3 months 0,250,250,250,25
    92- 93 days 0,250,250,250,25
    94- 95 days 0,250,250,250,25
    96- 105 days 0,250,250,250,25
    106- 145 days 0,250,250,250,25
    146- 178 days 0,250,250,250,25
    179- 180 days 0,250,250,250,25
    6 months 0,250,250,250,25
    181- 184 days 0,250,250,250,25
    185- 217 days 0,250,250,250,25
    218- 249 days 0,250,250,250,25
    250- 280 days 0,250,250,250,25
    281- 315 days 0,250,250,250,25
    316- 364 days 0,250,250,250,25
    12 months 0,250,250,250,25
    • 1

    Last Update : 10/12/2016 07:16

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    USD Time Deposit Account(%)-Paramatik

    Term 1.000 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 - 500.000 500.000 - 2.000.000 2.000.000 - 5.000.000 5.000.000 - 20.000.000 20.000.000 +
    1- 6 days -0,350,350,350,350,350,350,35
    7- 13 days -0,550,550,550,550,550,550,55
    14- 20 days -0,700,700,700,700,700,700,70
    21- 27 days -1,001,001,001,001,001,001,00
    28- 31 days 1,001,001,001,001,001,001,001,00
    1 month 1,001,001,001,001,001,001,001,00
    32- 45 days 1,001,001,001,001,001,001,001,00
    46- 60 days 1,001,001,001,001,001,001,001,00
    61- 75 days 1,001,001,001,001,001,001,001,00
    76- 89 days 1,001,001,001,001,001,001,001,00
    90- 91 days 1,001,001,001,001,001,001,001,00
    3 months 1,001,001,001,001,001,001,001,00
    92- 93 days 1,001,001,001,001,001,001,001,00
    94- 95 days 1,001,001,001,001,001,001,001,00
    96- 105 days 1,001,001,001,001,001,001,001,00
    106- 145 days 1,001,001,001,001,001,001,001,00
    146- 178 days 1,001,001,001,001,001,001,001,00
    179- 180 days 1,001,001,001,001,001,001,001,00
    6 months 1,001,001,001,001,001,001,001,00
    181- 184 days 1,001,001,001,001,001,001,001,00
    185- 217 days 1,001,001,001,001,001,001,001,00
    218- 249 days 1,001,001,001,001,001,001,001,00
    250- 280 days 1,001,001,001,001,001,001,001,00
    281- 315 days 1,001,001,001,001,001,001,001,00
    316- 364 days 1,001,001,001,001,001,001,001,00
    12 months 1,001,001,001,001,001,001,001,00
    • 1

    Last Update : 10/12/2016 07:16

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    EURO Time Deposit Account(%)-Paramatik

    Term 599 - 25.000 25.000 - 100.000 100.000 - 250.000 250.000 +
    1- 6 days -0,010,010,01
    7- 13 days -0,050,050,05
    14- 20 days -0,100,100,10
    21- 27 days -0,250,250,25
    28- 31 days 0,250,250,250,25
    1 month 0,250,250,250,25
    32- 45 days 0,250,250,250,25
    46- 60 days 0,250,250,250,25
    61- 75 days 0,250,250,250,25
    76- 89 days 0,250,250,250,25
    90- 91 days 0,250,250,250,25
    3 months 0,250,250,250,25
    92- 93 days 0,250,250,250,25
    94- 95 days 0,250,250,250,25
    96- 105 days 0,250,250,250,25
    106- 145 days 0,250,250,250,25
    146- 178 days 0,250,250,250,25
    179- 180 days 0,250,250,250,25
    6 months 0,250,250,250,25
    181- 184 days 0,250,250,250,25
    185- 217 days 0,250,250,250,25
    218- 249 days 0,250,250,250,25
    250- 280 days 0,250,250,250,25
    281- 315 days 0,250,250,250,25
    316- 364 days 0,250,250,250,25
    12 months 0,250,250,250,25
    • 1

    Last Update : 10/12/2016 07:16

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    GBP Time Deposit Account(%)

    Term 1.000 - 15.000 15.000 - 150.000 150.000 +
    1- 6 days -0,150,15
    7- 13 days -0,300,30
    14- 20 days -0,400,40
    21- 27 days -0,650,65
    28- 31 days 0,600,600,60
    1 month 0,600,600,60
    32- 45 days 0,600,600,60
    46- 60 days 0,550,550,55
    61- 75 days 0,550,550,55
    76- 89 days 0,500,500,50
    90- 91 days 0,500,500,50
    3 months 0,500,500,50
    92- 93 days 0,500,500,50
    94- 95 days 0,500,500,50
    96- 105 days 0,500,500,50
    106- 145 days 0,450,450,45
    146- 178 days 0,450,450,45
    179- 180 days 0,450,450,45
    6 months 0,450,450,45
    181- 184 days 0,450,450,45
    185- 217 days 0,400,400,40
    218- 249 days 0,400,400,40
    250- 280 days 0,400,400,40
    281- 315 days 0,400,400,40
    316- 364 days 0,400,400,40
    12 months 0,400,400,40
    • 1

    Last Update : 10/12/2016 07:16

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    CHF Time Deposit Account(%)

    Term 1.000 - 40.000 40.000 - 400.000 400.000 +
    1- 6 days ---
    7- 13 days ---
    14- 20 days ---
    21- 27 days ---
    28- 31 days ---
    1 month ---
    32- 45 days ---
    46- 60 days ---
    61- 75 days ---
    76- 89 days ---
    90- 91 days ---
    3 months ---
    92- 95 days -0,050,05
    96- 105 days -0,050,05
    106- 145 days -0,050,05
    146- 178 days -0,050,05
    179- 180 days -0,050,05
    6 months 0,050,050,05
    181- 185 days 0,050,050,05
    186- 217 days 0,050,050,05
    218- 249 days 0,050,050,05
    250- 280 days 0,050,050,05
    281- 315 days 0,050,050,05
    316- 364 days 0,050,050,05
    12 months 0,050,050,05
    • 1

    Last Update : 10/12/2016 07:16

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    JPY Time Deposit Account(%)

    Term 100.000 - 2.500.000 2.500.000 - 25.000.000 25.000.000 +
    1- 6 days ---
    7- 13 days ---
    14- 20 days ---
    21- 27 days ---
    28- 31 days 1,001,001,00
    1 month 0,500,751,00
    32- 45 days 0,500,751,00
    46- 60 days 0,500,751,00
    61- 75 days 0,500,751,00
    76- 89 days 0,500,751,00
    90- 91 days 0,500,751,00
    3 months 0,500,751,00
    92- 95 days 0,501,001,25
    96- 105 days 0,501,001,25
    106- 145 days 0,501,001,25
    146- 178 days 0,501,001,25
    179- 180 days 0,501,001,25
    6 months 0,751,001,25
    181- 185 days 0,751,001,25
    186- 217 days 0,751,001,25
    218- 249 days 0,751,001,25
    250- 280 days 0,751,001,25
    281- 315 days 0,751,001,25
    316- 364 days 0,751,001,25
    12 months 0,751,001,25
    • 1

    Last Update : 10/12/2016 07:16

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