Garanti, Integrated Financial Services Company
Garanti caters any financial need of more than 12.6 million customers with all of its affiliates.
GarantiBank International N.V.
GarantiBank International N.V. (GBI), a wholly-owned subsidiary of Garanti Bank, was established in 1990 in Amsterdam. Headquartered in the Netherlands, GBI also has operations in Germany, Turkey, Switzerland and Ukraine via its branches and representative offices. As a “global boutique bank”, GBI furnishes customized, innovative and country-specific financial solutions to its customers worldwide in the areas of trade finance, private banking, structured finance, and corporate and commercial banking.
GarantiBank Moscow (GBM), GarantiBank Moscow (GBM), which began operations in 1996, is one of the 76 foreign banks operating in Russia. Holding a full-scale banking license, GBM operates with 78 employees in one branch.
Having defined its core businesses as corporate and commercial banking, GBM serves a clientele of Russian firms from various sectors and major Turkish companies active in the Russian market.Having over 500 active commercial customers, GBM has credit relationships with over 80 firms.
Garanti Romania is one of the most dynamic and innovative financial services groups on the Romanian market and offers a series of high-quality products and services to a wide-ranging customer base from retail and SME to corporate segments. The Group is composed of Garanti Bank SA, and three financial companies: Garanti Leasing (Motoractive IFN SA), Garanti Consumer Finance (Ralfi IFN SA) and Garanti Mortgage (Domenia Credit IFN SA). Garanti Bank SA presents innovative products with superior technology to more than 21 million people in Romania through 78 branches andcovering 98% of the country, and a broad network of over 270 ATMs. The Bank is active in all of the fields such as retail, SME, commercial and internet banking. GarantiBank SA offers advanced and comprehensive banking services with the aim to become one of the top 10 banks in Romania.
Garanti Pension and Life
Incorporated in 1992, Garanti Pension and Life solidified its prominent position in the sector by concluding a partnership agreement (15%) with Eureko BV in March 2007.
Garanti Pension, with its 873 personnel, serves 762 thousand pension participants and over 2 million insured.Operating with the goal of providing the best in service to its customers in pension and life insurance sectors, Garanti Pension continues to lead the sector by virtue of its innovative practices, as well as its strong sales performance and financial success, drawing on its experience in bancassurance. Steering the future of the sector through visionary novelties introduced in various fields, Garanti Pension maintains its fast pace of development on the back of its proactive product development and service process.
Established in 1991, Garanti Securities provides corporate finance, research and capital markets brokerage services to its domestic and foreign clients. Garanti Securities is Turkey’s most preferred brand in corporate finance and brokerage services with its highly experienced team characterized by teamwork and custom-tailored solutions. Garanti Securities has continued to provide returns above the market average to investors, complemented by detailed research reports on ISE-listed companies, on the economy and fixed income securities.
Garanti Asset Management
Garanti Asset Management commencing with its activities in 1997 as the first and pioneering company of its sector serves its customers on mutual funds, pension funds, alternative investment management as well as discretionary portfolio management services of institutions and high net worth individuals. A combination of investment philosophy based on concrete information with an understanding of consistency and professional service enables Garanti Asset Management to respond to steadily changing demands of investors.
Garanti Asset Management has been working with the aim of being the leading company and ensuring that its customers achieve their investment targets with comprehensive research activities and robust risk management.
Garanti Asset Management has been differentiating itself in the sector through its efficient business approach and proactive risk management with a professional human resources team consisting of 54 persons, 15 of whom form the investment team,
Active in the sector since 1990, Garanti Leasing provides leasing services to a broad customer base covering corporate customers, commercial customers, and small and medium-sized enterprises. Being the only Turkish leasing company rated both by Standards & Poor’s (S&P) and Fitch Ratings, Garanti Leasing maintains a performance above the sector average with its service quality that distinguishes itself in the eyes of its customers. Garanti Leasing, a well-known player in the international markets, is set apart from its competitors with its qualified human resources, solid technical infrastructure, high funding capability and diversity of borrowing resources on the international markets.
Having started operations in 1990 as one of the first factoring companies in Turkey, Garanti Factoring offers products built on win-win principle for businesses controlling an extensive dealer or supplier network, export and import oriented companies, and SMEs. In addition to traditional factoring products, Garanti Factoring diversifies its services through solutions tailored to the relevant sector’s or customer’s features and operates as Turkey’s leading factoring company with its innovative, dynamic and customer-oriented approach.
34.82% of the company shares are publicly held with a free float rate of 8.38% traded under the name GARFA (on Borsa İstanbul National Market).
Garanti Factoring continues to be one of the companies entitled to take place on the BIST Corporate Governance Index after raising its 2012 rating of 8.36 in Compliance with Corporate Governance Principles to 8.76.
Garanti Payment Systems
Garanti Ödeme Sistemleri A.Ş. (Garanti Payment Systems) was established by Garanti Bank in 1999 on the vision of developing systems that will replace cash. Garanti Payment Systems renders commercial and virtual cards, marketing and e-commerce services including chip-based, multi-branded and co-branded card programs as the fastest and most active service provider in the Turkish credit card market. Defining the structure of the sector with its product implementations and projects diversified according to customer needs and financial dynamics, Garanti adeptly analyzes customer demands thanks to its marketing oriented payment systems team and state-of-the-art technology infrastructure. As a result, the Company strives to reach card users in each segment via specially tailored products.
Garanti Konut Finansmanı Danışmanlık Hizmetleri A.Ş. (Garanti Mortgage), the first in the Turkish sector, was established in October 2007, in accordance with the growth potential of mortgages in Turkey, which is one of the most crucial components of the global financial system.
House purchase takes the lead among the long-term and the most important investment decisions for consumers. Recognizing that purchasing a house with a mortgage loan requires expertise, Garanti set out with a dedicated team that closely monitors the developments and needs in Turkey and across the world and designs suitable solutions. Garanti Mortgage continues its operations as the sector’s leader with a team of 92 individuals possessing exclusive expertise in this field.
As a provider of services in information technology and creator of many FIRSTs since 1981, Garanti Technology contributes a critical competitive edge to Garanti Bank and its subsidiaries, and to the other companies of the Doğuş Group with its innovative and creative products, services, applications and consultancy services. Garanti Technology continues to lead the sector as a fully-functional - IT Center - with its uninterrupted investments in state-of-the-art technology, continuously high-available transaction capability, infrastructure security, cost efficiency and energy saving, under the guidance of corporate governance and international quality standards. Garanti Technology brought 3,543 IT projects to completion in 2013.
- 03 February 15Garanti Bank 2014 Financial Results
- 19-22 January 15Bank of America Merrill Lynch’s 14th Annual Turkish Equity 1-1 Conference – London & New York
- 27 October 14Garanti Bank 9M14 Financial Results
Help and Advice
Who are the members of the Board of Directors?
The members of the Garanti Bank Board of Directors are Ferit Faik Şahenk (Chairman), Süleyman Sözen (Vice Chairman), Ahmet Kamil Esirtgen, PhD Ergun Özen, M. Cüneyt Sezgin, PhD, Angel Cano Fernandez, Carlos Torres Vila, Manuel Pedro Galatas Sanchez-Harguindey, Manuel Castro Aladro Find out more
What is the ownership structure of Garanti Bank?
Garanti is jointly controlled by two powerful companies, Doğuş Holding and Banco Bilbao Vizcaya Argentaria (BBVA), under the principle of equal partnership Find out more
Exchanges that Garanti Bank’s shares traded and the percentage of publicly traded shares.
Garanti's shares are traded on the İstanbul Stock Exchange (ISE) under the ticker symbol "GARAN". The shares are also quoted on the London Stock Exchange Main Market. Find out more
What are the main subsidiaries of the Bank?
Garantibank International N.V, Garanti Bank S.A., Garantibank Moscow, Garanti Securities, Garanti Asset Management, Garanti Leasing, Garanti Factoring, Garanti Pension and Life, Garantİ Payment Systems, Garanti Mortgage, Garanti Technology Find out more