Help & Advice

Can I withdraw money from my time deposit account before the maturity of the term?

The balance in your time deposit account consists of two parts; the principal and the interest. If you withdraw the principal before the maturity of the term, you terminate the term deposit.
After the maturity of your account, you may withdraw the interest accumulated in the last period. This withdrawal transaction do not prevent your principal to earn interest in the ongoing period.
In the case that you do not withdraw some or all of the accrued interest at the maturity of the term, the aforesaid amount also accumulates interest.
If, at the maturity of the term, you withdraw an amount higher than the accrued interest, the remaining balance in your account starts accumulating interest the next day. If you do not withdraw an amount higher than the accrued interest, 1-day interest loss do not occur.
The remaining balance in your account must not fall below the account opening lower limit. In the case that the balance falls below this limit, you must withdraw all the money in your account.

  1. What are the features and advantages of the Current Gold Account?

    Current Gold Account is a deposit account that enables you to safely invest in grams of gold.

  2. How can I open a time deposit account?

    If you do not have an account at Garanti Bank yet, you can open an account by visiting the nearest Garanti branch along with your identity card and the documents: Certificate of Residency or An invoice that requires subscription issued within the last 3 months or A document issued by any governmental institution.

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