Help & Advice

What happens if the contribution payments are not made? Can I hold off payments?

In the case that you do not make contribution payments for any of the due dates determined in the pension agreement within 1 year of the due date, you are considered to be holding off making contribution payments.
In the calculation of the time required for qualifying for retirement, the period that the contribution payments are hold off is taken into account, provided the total minimum contribution amount at the transaction date that corresponds to the hold off period within your pension plan is paid in full.
In the case that you hold off making contribution payments, fund management and special service fee deductions are made, provided there is a related provision in the pension agreement. In the cases that the savings amount does not cover the administrative and fund management fees, a notification regarding the situation is made to you, all notifications that the company is obliged to make are stopped, your account becomes inactive and no deductions are applied. In this case, to qualify for retirement, you need to pay the total minimum contribution amount that is specified in the pension plan and corresponds to the period between the date that you hold off making payments and the date that your account is reactivated.

  1. Can I change the pension company?

    Yes. If you are not happy with the pension plan you have chosen and the return generated through the pension investment funds, you may change your pension company whenever you wish after your 1 year is up with the pension company which you have entered into an agreement or 1 year after your last change of company.

  2. Devlet Katkısının Üst Sınırı Kaç TL ?

    Bir katılımcıya ödenebilecek devlet katkısı, yıllık brüt asgari ücretin %25'i ile sınırlıdır.

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