Help & Advice

How can I apply for mortgage and what are the required documents?

You can apply for a loan at the nearest Garanti branch with the documents below.

  • Application Form (Please click here for the application form)
  • Original Identity Card (yours and your guarantor's)
  • If you are self-employed, tax registration certificate, balance sheets and income statements for the last three years (yours and your guarantor's)
  • If you are a salaried employee, income documents (yours and your guarantor's)
  • If you are a company owner, documents that show the financial status and the partnership structure of the company.
  • Photocopies of the following documents of the property to be mortgaged: Freehold title deed or easement title deed and occupancy permit, or,
    Easement title deed and building license. 

 

For our Mortgage Interest Rates, click here.
Mortgage Interest and Installment Calculation

  1. What will be the interest rates of the loans within the scope of the new law?

    The law does not determine an interest rate nor does it contain a subvention mechanism that would lead to a drop in the interest rates in the short run.

  2. Will there be any changes in the loan application / evaluation process within the scope of the new law?

    With the new law, banks must present a Pre-Agreement Information Form ("SÖBF") to the consumers.

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