Help & Advice

What is the annual membership fee for the American Express Card?

The annual membership fees for Garanti Bank American Express Cards are as follows:

  • American Express Card
    USD 75
  • American Express Gold Card
    USD 150
  • Platinum Card
    USD 300

For a limited time, the following special rates are being offered.

  • American Express Card
    USD 50
  • American Express Gold Card
    USD 120

In exchange for these membership fees, Garanti Bank American Express cards offer many benefits

With your American Express Card, you earn points, discounts and surprise gifts on all your payments.

The reward programs of Garanti American Express Card contain the strongest travel and entertainment privileges in Turkey. In addition to discounts up to 20% in all hotel and restaurant reservations, you can take advantage of special installment options on your purchases. With the Membership rewards points, you can take advantage of the world's most prestigious rewards programs.

How will Garanti Bank determine the limit of my American Express Card?

The “customer limit” implementation is in effect for all Garanti Bank cards. If you are already our customer, your American Express Card will also be included in your customer limit in which all your other cards are included. If you do not have another credit card from our bank, our system will determine a limit for you in line with the information you have provided with your application.

I have an American Express Card issued in another country. Can I make the monthly payments of this card through Garanti Bank.

No, you can only make the payments of the Garanti Bank American Express Cards through our branches.

However, with your card, you can make purchases and withdraw cash using Garanti Bank POS terminals or Garanti Paramatiks.

  1. What is the Over-The-Limit Interest?

    The over-the-limit interest is the interest rate that will be applied if you exceed the specified limit of your credit card.

  2. What are the interest rates for credit cards?

    The purchase interest rate is the monthly net interest rate that will accrue in the case that you pay less than your total debt on the payment due date.

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