Cardless Transactions


Garanti Customer or not, enjoy the comfort of performing cardless transactions on Paramatiks!

No need to worry if you have left your card at home. You can perform many transactions on Paramatiks by only pressing the “GİRİŞ” button.

You can perform many transactions such as money transfers, debt payments, bill transactions and counter top-ups without using a card. What's more, you don't even have to be a Garanti customer!

Money Transfer/Withdrawal without Bank Account

Through the “Money transfer without Bank Account” step on Paramatiks, you can send money to any mobile phone number that you want:

  • All you have to do is to enter your own T.C. Identity Card number, date of birth, mobile phone number, and the receiver's T.C. Identity Card number and mobile phone number.
  • You can withdraw the money sent to you with a “Money transfer without Bank Account” transaction from any Garanti Paramatik by entering your T.C. Identity Card number, date of birth, the mobile phone number of the person that has sent you the money and the amount information.
  • Money Transfer without Bank Account is only possible via Paramatiks in Turkey.

Credit Card Debt Payment by entering Card or Customer Number

You can easily pay your credit card debt through Garanti Paramatiks:

  • Your payment will be in effect as of the day you perform the transaction.
  • If the amount you deposit is more than your credit card debt, this amount is credited to your card as payment.
  • You can view your payment through the “Current Billing Cycle Transactions” step within 2 days.

Depositing Money into a Current Account by entering Account Number or Paracard Number

  • You can deposit money into a Garanti Bank account without using your Paracard. All you have to do is to enter the branch code of the relevant account and the account number or the Paracard number.

CepBank Money Withdrawal

  • From Paramatiks, you can immediately withdraw the money sent via CepBank with the informative SMS that comes to your mobile phone.

Money Withdrawal by using Mobile Signature

  • From Paramatiks, by using your Mobile Signature and approving it with your mobile phone, you can withdraw up to TL 800 daily from your current account.

Money Withdrawal with Şifrematik/Cep Şifrematik

  • From Paramatiks, with your customer number, registered mobile phone number and the PIN generated by Şifrematil/Cep Şifrematik, you can withdraw up to TL 800 daily from your current account.

General Purpose Loan Application

  • You can apply for a General Purpose Loan through Garanti Bank Paramatiks without having to wait in line at the branch.

Bill Payment

  • You can pay your bill without having to wait in line at the branch and receive the change as coins.

University-ÖSYM Payments

  • You can make your University or ÖSYM payments through any Paramatik without having to wait in line at the branch and receive the change as coins.

Mobile Top-Up

  • Whether you are a Garanti Bank customer or not, you can top-up TL amount to your Turkcell Prepaid, Avea and Vodafone lines through Garanti Paramatiks.
  • You can also buy TL amount for D-Smart through Garanti Paramatiks.

Games of Chance Payments

  • Through Garanti Paramatiks, you can deposit money to be immediately transferred to your or account.


Related Information

Much more than money withdrawalMuch more than money withdrawal

Much more than money withdrawal

Help and AdviceHelp and Advice

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    If you have a valid Garanti Bank Credit Card or Paracard, it can be defined through, 444 0 333 Alo Garanti or Garanti ATM. If you do not have valid mentioned products, it can also be defined via our branches. Find out more

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