Virtual Card

With Virtual Card, your online shopping is safer than ever.
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If you want to make purchases via internet but don't feel secure, you can use Garanti Virtual Credit Cards. You can determine the limit of your Virtual Credit Card yourself and use it for risk-free telephone or internet shopping.

When you want to shop online, first you need to transfer money to your Garanti Virtual Card from any of your accounts. The limit of your Garanti Virtual Card will be the amount that you load on it. After shopping with your Garanti Virtual Card, you can transfer the remaining amount back to your account.

You can immediately create your Virtual Card through the Card Applications menu on Internet Banking and start using it right away.

If you are a corporate customer, you can get your Internet/Mobile Banking PIN by visiting the nearest Garanti branch.

If you are an individual customer, you can immediately get your Internet/Mobile Banking PIN

  • Features and Benefits

    Virtual Card provides security for both the buyer and the seller:

    • You don't pay an annual fee for the Garanti Virtual Card.
    • Garanti Virtual Card enables you to enjoy discounts when shopping at many virtual stores. 
    • It was developed by Garanti Bank to ensure complete security for both the buyer and the seller.
    • Even if the limit of your Virtual Card is "0", after making trial purchases, you may receive a certain charge on your credit card, defined for merchants in accordance with Visa and Mastercard principles and within the transaction limits that vary depending on the country. Therefore, if you receive such charges on your credit card, upon faxing your appeal to 212 - 657 21 10 within 30 days of the transaction date, the transaction amount will be refunded to you.

    To view the discounts Virtual Card offers, click here.

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